What Jesus said about money
Answered from the commentary of C. H. Mackintosh, William Kelly, Arend Remmers and 16 others
Jesus told His disciples not to lay up treasures on earth, where moth, rust and thieves destroy, but to lay up treasure in heaven, "for where your treasure is, there will your heart be also" (Matthew 6:19-21). He says the heart *will* be there, not that it *ought* to be, so no one can claim that his heart is free from what he is busy gathering. It follows that no one can serve God and mammon, which is riches pictured as a master and an idol, and anyone who tries will end up holding to one and despising the other. Laying up money and property is therefore a sign of an evil heart and is idolatry, and covetousness is called idolatry for the same reason. So He warned, "Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth." He then called the rich man who built greater barns for his own ease a "fool," because his soul was required that very night (Luke 12:15-21). Covetousness here does not mean dishonesty but simply the desire for more, and its cure is to be "rich toward God". Riches also stand in the way of the kingdom: it is easier for a camel to go through the eye of a needle than for a rich man to enter, and this is "impossible with men." It is not a picture of some small gate, yet it is possible with God (Mark 10:23-27). The rich man meant is the one who trusts in riches, a danger as real for the poorest as for the wealthy, and salvation comes wholly by God's grace. In the same way, the deceitfulness of riches is among the thorns that choke the word and make it unfruitful.
As to its use, money is "the mammon of unrighteousness." It belongs to fallen man and is not our own but Another's, God's, and we hold it only as stewards. From the unjust steward Jesus teaches that disciples should use it with the eternal future in view and be faithful in this "least" thing, so that the true riches may be entrusted to them (Luke 16:9-13). This does not buy heaven, which is by grace alone. Rather, giving to the poor lays up treasure in heaven. His word to the rich young ruler, "sell all that thou hast… and thou shalt have treasure in heaven: and come, follow me," was a test that exposed a heart loving its possessions more than Christ, not a condition for eternal life. Bellett, however, treats it as a high perfection suited to the heavenly calling. In the poor widow's two mites, the Lord judged a gift not by its size but by what was kept back, and she kept back nothing (Mark 12:41-44). With the tribute coin, He taught that what is due to Caesar should be paid, and that God's claims, which are higher and wider, should be rendered too. Most of these writers hold that possessing wealth is not wrong in itself; the evil lies in loving it, trusting in it, and setting the heart on it. Literal poverty is not required either, since holding property as a steward is the harder and right way. A few, chiefly Mackintosh, go further and say that laying up treasure on earth in any form is directly contrary to the kingdom and incompatible with true discipleship, though he still holds that a Christian must provide for his family.
Verses: Mark 10:26, Mark 10:27, Matthew 6:24, Matthew 6:19, Matthew 6:20, Matthew 6:21, Luke 16:13, Luke 12:15, Luke 12:16, Luke 12:17, Luke 12:18, Luke 12:19, Luke 12:20, Luke 12:21, Matthew 19:21, Matthew 19:22, Matthew 19:23, Matthew 19:24, Mark 10:21, Mark 10:22, Mark 10:23, Mark 10:24, Mark 10:25, Luke 18:22, Luke 18:23, Luke 18:24, Luke 18:25, Luke 12:33, Luke 12:34, Matthew 6:25, Matthew 6:26, Matthew 6:27, Matthew 6:28, Matthew 6:29, Matthew 6:30, Matthew 6:31, Matthew 6:32, Matthew 6:33, Luke 12:22, Luke 12:23, Luke 12:24, Luke 12:25, Luke 12:26, Luke 12:27, Luke 12:28, Luke 12:29, Luke 12:30, Luke 12:31, Mark 12:41, Mark 12:42, Mark 12:43, Mark 12:44, Luke 21:1, Luke 21:2, Luke 21:3, Luke 21:4, Matthew 22:17, Matthew 22:18, Matthew 22:19, Matthew 22:20, Matthew 22:21, Mark 12:14, Mark 12:15, Mark 12:16, Mark 12:17, Luke 20:22, Luke 20:23, Luke 20:24, Luke 20:25, Luke 16:9, Luke 16:10, Luke 16:11, Luke 16:12, Luke 16:19, Luke 16:20, Luke 16:21, Luke 16:22, Luke 16:23, Luke 16:24, Luke 16:25, Luke 6:20, Luke 6:24, Luke 6:30, Luke 6:34, Luke 6:35, Matthew 5:42, Matthew 6:2, Matthew 6:3, Matthew 6:4, Luke 14:12, Luke 14:13, Luke 14:14, Luke 14:33, Matthew 13:22, Mark 4:19, Luke 8:14, Matthew 16:26, Mark 8:36, Matthew 25:14, Matthew 25:15, Matthew 25:16, Matthew 25:17, Matthew 25:18, Matthew 25:19, Matthew 25:20, Matthew 25:21, Matthew 25:22, Matthew 25:23, Matthew 25:24, Matthew 25:25, Matthew 25:26, Matthew 25:27, Matthew 25:28, Matthew 25:29, Matthew 25:30, Luke 19:12, Luke 19:13, Luke 19:14, Luke 19:15, Luke 19:16, Luke 19:17, Luke 19:18, Luke 19:19, Luke 19:20, Luke 19:21, Luke 19:22, Luke 19:23, Luke 19:24, Luke 19:25, Luke 19:26, Matthew 21:12, Matthew 21:13, John 2:14, John 2:15, John 2:16, Matthew 10:8, Matthew 10:9, Matthew 10:10, Luke 10:7, Acts 20:35, Luke 11:41, Matthew 23:23, Luke 20:46, Luke 20:47, Matthew 17:24, Matthew 17:25, Matthew 17:26, Matthew 17:27, Luke 19:8, Luke 19:9, Luke 14:28, Luke 14:29, Luke 14:30, Luke 15:8, Luke 15:9, Luke 15:10, Matthew 13:44, Matthew 13:45, Matthew 13:46, Luke 7:41, Luke 7:42, Luke 7:43, Matthew 18:23, Matthew 18:24, Matthew 18:25, Matthew 18:26, Matthew 18:27, Matthew 18:28, Matthew 18:29, Matthew 18:30, Matthew 18:31, Matthew 18:32, Matthew 18:33, Matthew 18:34, Matthew 18:35
The above is AI generated summary based on the writers below.
What the commentators say
The passages the answer is drawn from, the most direct first, with the words that bear on the question marked.
'Lay not up for yourselves treasures upon earth.' The warning of the Lord Jesus however-which was first of all directed to His disciples-does not refer to the wished-for blessing of God. It is referring to something totally different, that is to the greedy striving for wealth and earthly security. About this we read already in Proverbs 23:4-5: 'Labour not to be rich: cease from thine own wisdom. Wilt thou set thine eyes upon that which is not? for riches certainly make themselves wings; they fly away as an eagle toward heaven.'
It is impossible to serve God and mammon at the same time. Mammon is simply material possessions: these are given to be of service to us, not that we should serve them. If we profess to serve God while really serving mammon, we shell actually despise God and His claims, whether or not we would think of this as hatred. On the one hand, there may be strong feelings of love toward one master and hatred toward the other; or on the other hand, the feeling may not be so strong, but the fact of holding to one and belittling the other will be evident.
Here the Lord presents the picture of an everyday reality. Covetousness implies no dishonesty, and is not even hard or sharp dealing, being no more than the desire of more: the very spring of modern effort, the motive of bettering himself commended to all from the mechanic to the millionaire. Thus the creature becomes the object, not God; and therefore is covetousness declared to be idolatry. It is man looking down, not up in dependence on God. The rich man was not content, but high-minded and trusted not in God but in the certainty of what is most uncertain. Rich in good works he was not, nor liberal in distributing, nor grateful for the abundance which he had, nor disposed to communicate. He aspired after greater things and planned for nothing but his own ease and enjoyment, as if he had a lease for ever. God was in none of his thoughts, but read them all. When the rich man called on his soul to be merry over the many goods laid up for many years, the summons came: "Fool, this night thy soul shall be required of thee."
But now the Lord singles out those with whom He had sympathy on the earth. "Jesus sat down opposite the treasury, and saw the crowd casting money into the treasury; and many rich cast in much. And a poor widow came, and cast in two mites, which make a farthing; and He called to [Him] His disciples, and said to them, Verily I say unto you, This poor widow hath cast more in than all who have cast into the treasury." The reason He gives: "for all have cast in of their abundance, but she of her want hath cast in all that she had, the whole of her living." God does not go by the amount given; He judges not by what is contributed, but by what is kept behind for self. In this case it was nothing — all was given. Those who gave of their abundance reserved the greater part for themselves; but the test of liberality is not what is given, but what is left. The much that is kept for self-enjoyment is the proof of how little is given. But when there is nothing left, but all is cast into the treasury of God, there is the true working of Divine love and faith. There is what God values, because it is the expression not only of generous giving, but of entire confidence in Himself. This poor woman was a widow, and it might have seemed that she of all others was entitled to keep what little she had; but no — little as it was, all is for God. The dealing with such a small sum might have been a trouble to those who would have to count it, but it was noticed of God, valued by Him, and recorded for us, that we may confide in God, and may give whatever is according to His mind.
To whom did the current coinage belong? Whose image did it bear? Caesar's, they answered with readiness. "Render therefore to Caesar the things which be Caesar's, and to God the things which be God's" (ver. 25). What wisdom was here displayed! The civil power has rights, and they should be respected. In this case the Caesar on the throne was anything but a pattern of goodness; yet, being God's minister (Rom. 13:4), tribute to him was to be paid. But God has His rights over men. They should be respected likewise, and submitted to. "We ought to obey God rather than men," said Peter on a memorable occasion, who was then upholding the duty of rendering to God the things that were God's. "Tribute to whom tribute is due, custom to whom custom," so wrote Paul, upholding in turn the principle of rendering to Caesar the things that are Caesar's. The Lord thus settled the question for that time, and for all subsequent ages as well. God has claims on His people, and the duly constituted civil power has likewise. Both are to be respected, and practically acknowledged. Here the attempt to get something against Him for His condemnation ended. "They could not take hold of His words before the people. They marvelled at His answer, and held their peace." Neither before the Sanhedrin, nor before the Roman tribunal, could they justly arraign the Lord.
201 In verse 13 one comes to the Lord, complaining of the injustice of his brother; "Speak to my brother," says he, "that he divide the inheritance with me." And the Lord replied, "Who made me a judge or a divider over you?" He was not come to set things right in this world then; though He will do this when He comes again. Had He been accepted as Messiah, He would have done so then; but the counsels of God were otherwise. It was quite right that the man should have his inheritance; but as Messiah He was rejected, and therefore could not then set "justice and judgment on the earth." He was then come about men's souls; therefore He says to them, "Take heed and beware of covetousness." For while the one sought to defraud, the other sought to obtain; and it was the same spirit in both. They were both loving the possession of these things, and this was the whole secret: therefore the Lord told them, that "a man's life consisteth not in the abundance of the things which he possesseth."
He could not be occupied with dividing men's inheritance, for His whole business was with their souls. The world was going to be set aside, therefore what had the Lord to do with men's inheritances? His work was to go on with God, doing His will; and His entire business as to men was with their souls; and this ought to be our business too, for we are associated with God on new grounds. But if we are seeking the world or riches, the effect will be practically to separate us from God. I always tremble now when I hear of a Christian getting on in the world; for "how hardly shall they that have riches enter into the kingdom of God?" And who ever escapes the snare of getting on in the world? Generally there is a getting down in spirituality, when there is a getting up in the world. It may all be taken up in service to the Lord, but that is quite another thing; then it would be a bright testimony. A person once said to me, What harm is there in riches? My reply was, Suppose they keep you out of heaven; what then? Oh! said he, I never thought of that! If riches do get possession of the heart, they surely must keep Christ out; and a Christless heart never got into heaven yet.
202 The real mischief is in the riches of this world getting into the heart. Mark that most solemn word in 1 Timothy 6:9-10, 11, "But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil; which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness." It is they that have a desire for riches, who fall into "many foolish and hurtful lusts, which drown men in destruction and perdition." It is not the question as to whether riches are right or wrong in themselves, but as to riches being the object of the heart. If so, they keep Christ out. A man will then say, But suppose I do not set my heart upon them; but the Lord who knows our hearts better than we do ourselves, does not deal in this way: for He says, "Where your treasure is, there will your heart be also"; and not as it is often quoted, "Where the heart is, there the treasure will be." It is quite true that, if the Lord give riches, He can give grace to use them; but even then they are a snare. The language of the "certain rich man" to his soul in this chapter is, "Soul, thou hast much goods laid up for many years; take thine ease, eat, drink, and be merry"; but God says, "Thou fool, this night thy soul shall be required of thee; then whose shall those things be which thou hast provided?" So is he that "layeth up treasure for himself, and is not rich towards God." Here come in the questions, "What is a man profited if he shall gain the whole world, and lose his own soul? or what shall a man give in exchange for his soul?"
Man is the steward of God (that is, God has committed His goods to man). Israel stands especially in this position. But man has been unfaithful; Israel had indeed been so. God has taken away his stewardship; but man is still in possession of the goods to administer them, at least, in fact (as Israel was at that moment). These goods are the things of earth — that which man can possess according to the flesh. Having lost his stewardship by his unfaithfulness, and being still in possession of the goods, he uses them to make friends of his master's debtors by doing them good. This is what Christians should do with earthly possessions, using them for others, having the future in view. The steward might have appropriated the money due to his master; he preferred gaining friends with it (that is, he sacrifices present to future advantage). We may turn the miserable riches of this world into means of fulfilling love. The spirit of grace which fills our hearts (ourselves the objects of grace) exercises itself with regard to temporal things, which we use for others. For us it is in view of the everlasting habitations. "That they may receive you" is equivalent to "that you may be received" — a common form of expression in Luke, to designate the fact without speaking of the individuals that perform it, although using the word they.
Observe that earthly riches are not our own things; heavenly riches, in the case of a true Christian, are his own. These riches are unrighteous, in that they belong to fallen man, and not to the heavenly man, nor had any place when Adam was innocent.
This is what the Lord now affirms. To the amazement of His disciples, He declares that it is easier for a camel to go through a needle's eye than for a rich man to enter into the Kingdom of God. Those who, to make this less absolute than it seems, would apply it to an eastern city gate, should remember that the Lord affirms directly that that of which He is speaking is "to man impossible." On the other hand, Mark records for us the explanation that a rich man stands here for one that trusts in riches, which at the same time prevents the obvious mistake of a gross literalism, and extends the principle to the poorest in actual possessions. Really he only is in the sense intended "rich," who trusts in riches: and he may do that who never acquires them. In the divinely wrought hunger of soul, the things to which the worldling turns for help become as little valuable as gold to meet desert-thirst.
Some have thought that literal poverty, in its ordinary sense, is connected in the Lord's mind with the blessings of the kingdom, and so have parted with their property at once, and become poor for the kingdom of heaven's sake. In place of distributing their income as the Lord's stewards, and as He might call for it they have entrusted it to others, and taken the place of dependence themselves. The former is certainly a much easier way than the latter; but which is right? To hold property for Christ and His service in this world, and to give it out as a steward according to His mind, is a christian service that requires much waiting on the Master, and great liberty of soul in His presence. A scrupulous conscience would be in perpetual bondage.
An old servant of the Lord being asked one day by a banker's clerk if shovelling gold all day was likely to make him worldly, replied, "I don't see any more harm in a shovelful of sovereigns than in one full of sand, provided my heart be not in it." This example might serve, I think, for all the circumstances in which the saints of God may find themselves. So long as our hearts are not engrossed with our employments, our workshops, our fields, or any other means of subsistence, each one of us may use what God has put before him, and administer it with the knowledge that all belongs to our God and Father.
Verses
- Mark 10:21–2721And Jesus looking upon him loved him, and said to him, One thing lackest thou go, sell whatever thou hast and give to the poor, and thou shalt have treasure in heaven; and come, follow me, [taking up the cross]. 22But he, sad at the word, went away grieved, for he had large possessions. 23And Jesus looking around says to his disciples, How difficultly shall they that have riches enter into the kingdom of God! 24And the disciples were amazed at his words. And Jesus again answering says to them, Children, how difficult it is that those who trust in riches should enter into the kingdom of God! 25It is easier for a camel to go through the eye of a needle than for a rich man to enter into the kingdom of God. 26And they were exceedingly astonished, saying to one another, And who can be saved? 27But Jesus looking on them says, With men it is impossible, but not with God; for all things are possible with God.
- Matthew 6:24–3324No one can serve two masters; for either he will hate the one and will love the other, or he will hold to the one and despise the other. Ye cannot serve God and mammon. 25For this cause I say unto you, Do not be careful about your life, what ye should eat and what ye should drink; nor for your body what ye should put on. Is not the life more than food, and the body than raiment? 26Look at the birds of the heaven, that they sow not, nor reap, nor gather into granaries, and your heavenly Father nourishes them. Are ye not much more excellent than they? 27But which of you by carefulness can add to his growth one cubit? 28And why are ye careful about clothing? Observe with attention the lilies of the field, how they grow they toil not, neither do they spin; 29but I say unto you, that not even Solomon in all his glory was clothed as one of these. 30But if God so clothe the herbage of the field, which is to-day, and to-morrow is cast into [the] oven, will he not much rather you, O [ye] of little faith? 31Be not therefore careful, saying, What shall we eat? or What shall we drink? or What shall we put on? 32for all these things the nations seek after; for your heavenly Father knows that ye have need of all these things. 33But seek ye first the kingdom of God and his righteousness, and all these things shall be added unto you.