What did Jesus teach about money?

Verse 16. — Here we come to the third component of "your righteousness" with which the chapter began. The first is alms; the second, prayer; the third, fasting. Do not let what you give, be before men; let your prayers be in secret, and do not let your fasting appear before men. The hypocrites wanted to advertise themselves, and they had their reward; they were esteemed very pious people. Fasting itself may be an evil thing. Writing to the Colossians the apostle condemns neglecting the body; but we may well conceive a soul with such a burden on the heart before God that it takes no food but remains before Him that is true fasting. Do not let there be anything to promulgate it. Let it be a secret between your soul and God. It will be a blessing to you if there is reality, and it is a real expression of your soul before God. There is a great desire for the nation now to spend a day of humiliation and prayer; if only a form it will be a very poor thing, but if there is really a humbling before God, it will correspond with Nineveh.

Now we come to another division of the chapter (vers. 19-24). As far as the christian is concerned, if he has money he simply has it as a steward. In early days they had all things common, when all the saints were in Jerusalem. But that could not be carried out now. We have further instructions since failure has come in; see 1 Tim. 6:6-10, 17-19, where raiment should read "covering"; the word in the original takes in a roof as well as raiment. That fits in a good deal with this chapter. Those who have money like to invest it wisely, and the Lord shows here how to do it. "He that gives to the poor, lends to the Lord." One could not have a safer investment, or better interest. We do not know what a day or an hour may bring forth. Three years ago people in Belgium little thought what would occur. Riches take to themselves wings and fly away. They will never fly away if invested thus. Heaven is the place to store them. The Lord is showing the place in which to deposit treasure. It is individual. What a blessed thing to be able to rightly appreciate what we have in heaven, and thus have our hearts set on things above, not on things on the earth!

In Luke 12 the Lord Jesus spoke a parable concerning a rich man who only cared for the things of this life, one whom God called a fool. The comment of the Lord on the parable is, “So is he that lays up treasure for himself, and is not rich toward God” (verse 21). The Lord then shows that His disciples have no need to trouble about food and clothing, the things that occupy the minds and hearts of the men of the world. His own are to seek the Father’s kingdom, to use what they have here in God’s service, and to provide themselves “bags which wax not old, a treasure in the heavens that fails not” (verses 31–33). Having treasure in heaven, our hearts will be there.

But how is it possible to lay up such treasures in heaven? In Matthew 19:21 the Lord Jesus says to the rich young man: 'If thou wilt be perfect, go and sell that thou hast, and give to the poor, and thou shalt have treasure in heaven.' Similarly Paul is writing to Timothy: 'Charge them that are rich in this world, ... that they do good, that they be rich in good works, ready to distribute, willing to communicate; laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life' (1 Tim. 6:17-19). These scriptures contain a simple, unmistakable teaching. Everyone who wants to follow the Lord and does not consider his earthly possessions as 'treasure' but uses them according to God's will and to His honour in doing good with them is in this way gaining other and better treasures. He therefore does not become poorer but richer in the eyes of God!

The steward's prudence is a lesson for disciples. See the promptness of his course and his careful consideration of the debtors, the generosity too which gave right and left. This, and this alone in the unscrupulous steward, is commended for our imitation. What men call ours is really another's (ver. 12). It is easy to be generous with another's goods; and so faith would consider them. Such is Christ's yoke; and His yoke is easy, His burden light. To accumulate and keep or use for self is unbelief and covetousness. Faith gives freely, makes friends with what is but mammon, and turns it to everlasting account, when, faithful in a very little, we shall have much. The true riches then shall indeed be ours: for with Christ, His own Son, God will also freely give us all things. We are but stewards now, and are exhorted by the Master to the generosity of grace. It is vain, it is impossible, to serve God and mammon.

But why is it called "the mammon of unrighteousness"? Because all accumulation of property in one man's hand, more than in another's, belongs to man's fallen state in this world, since sin entered into it — a condition of unrighteousness. Hence in verse 11 the Lord speaks of it as "unrighteous mammon." But can what is thus solemnly characterised be possibly fit to be turned to profitable account by the Christian? It can; he can use it in view of where he looks to find his eternal home. It is "that which is least" (vers. 9-10) in the estimate of God. But how many have found the possession of wealth the most crucial test. Only by all the grace revealed in Luke 15 can any of us know "how to abound" — ("to be abased" is not so testing) — and be faithful in it. Possessions here wind themselves round the heart, and give man a false place among his fellows, ministering to his pride, and shutting out God. Hence (ver. 13) it is impossible to make both God and mammon the object of the heart — impossible to make the best of both worlds; either one or the other, but not both. Grace teaches us to sacrifice the one in view of the other, the present in full view of the eternal.

"If, therefore, ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? And if ye have not been faithful in that which is another man's, who shall give you that which is your own?" And herein lies what is so important as to possessions here, in the moral bearing of the parable. They are not our own. They are "that which is another man's" — the master's goods, according to the parable, which happen to lie over in our hands before our stewardship has been finally taken away. If looked upon as our own we might be tempted to spend them upon ourselves, or hoard them up — heaping treasure together in the last days, as James 5:3 says. But seen to be wholly "another man's," we can afford to be liberal in our use of them, and to lavish them on every interest of His, in view of that scene where we shall receive our own things. All we have here is His, then, to be used in view of eternity; our own things lie there with Him, where we look to be received, when our earthly course is closed. It is only by such an estimate of money, to speak plainly, that we can be delivered from the influence of what governs so powerfully the heart of man.

This is the grand point of our Gospel, from the transfiguration more particularly, but indeed all through. It is the slight of present treasure on earth, because we look on to the unseen, eternal, and heavenly things. It is the faith of disciples acting on the prudence of the far-seeing steward, though of course hating his injustice. The principle to act on is this, that what nature calls my own is not my own, but God's. The best use to make of it is, treating it as His, to be as generous as may be, looking out against the future. It is easy to be generous with another's goods. This is the way of faith with what flesh counts its own things. Do not count them your own, but look at and treat them as God's. Be as generous as you please: He will not take it amiss. This is evidently what our Lord insists on; and here is the application to the disciples: "Make to yourselves friends of the mammon of unrighteousness, that when ye fail [or, it fails], they may receive you into everlasting habitations." You are not going to be on the earth long; other habitations are for ever. Sacrifice what nature calls its own, and would always hold fast if it could. Faith counts these things God's; freely sacrifice them, in view of what shall never pass away. Then he adds the pregnant lesson — "He that is faithful in that which is least (after all it is only the least things now) is faithful also in much." Indeed there is more than this. It is not only the littleness of the present compared with the greatness of the future, but besides — "If, therefore, ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? And if ye have not been faithful in that which is another's (I leave out the word "man's", it is really God who is meant by it), who shall give you that which is your own?" What can be of its kind a more wonderfully divine touch than this? Exactly where man counts things his own, faith admits God's claim, another's; exactly where we might count things only God's, it sees one's own. Our own things are in heaven. He that is faithful in the little now will have much entrusted then; he that knows how to use the unrighteous mammon now, whose heart is not in it, who does not value it as his treasure, on the contrary, will have then the true riches. Such is the Lord's remarkable teaching in this parable.

Verse 9 therefore shows that we are to act upon the principle so wisely adopted by the steward; verse 10 shows that we are to wholly differ from him in this, that what he did in unfaithfulness we are to do in all good fidelity. The "unrighteous mammon," which men struggle to obtain so earnestly, and often so dishonestly, is after all "that which is least." It is not properly ours at all but "another man's," inasmuch as "the earth is the Lord's and the fulness thereof." But there is "the true" mammon, which the Lord speaks of as, "that which is your own." If we truly realize that our own things are those which we have in Christ, we shall use all that we have in this life — money, time, opportunities, mental powers — with a view to our Master's interests. At all events, we cannot serve two masters. Either God or mammon will dominate us. Let us see to it that God dominates us.

In nothing perhaps are the children of God so commonly unfaithful as in the stewardship of money. Too much spent on luxuries, and too little dispersed abroad, and even that not always wisely. When shall we learn to neither spend nor give without seeking the guidance of God? In Luke 16: the Lord Jesus, after speaking of the unjust steward who so skilfully manipulated his circumstances for his own advantage, said: "He that is faithful in that which is least is faithful also in much." "Least?" Is that how men regard money? Note also our Lord's further words: "that which is highly esteemed among men is abomination in the sight of God!" In 1 Tim. 6 the Apostle has much to say about this serious matter. In verses 9-11 he warns saints who are not rich, but who aspire to be, that there are dangers ahead. Men in the world who pursue such a course frequently "drown themselves in destruction and perdition" and money-loving saints "pierce themselves through with many sorrows." In Verses 17-19 the Apostle charges those who are already rich not to "trust … in uncertain riches, but in God who gives us richly all things to enjoy," and to be ready "with open hand for every good work." There is nothing wrong in possessing wealth (mark the word "enjoy") if the wealth comes to us honourably; but when we consider that He to whom we owe our eternal all had not where to lay His head, and when we also remember that He is still "despised and rejected by men," to be holders of large sums of money puts us in a position of grave responsibility, in the discharge of which we need daily and hourly grace. Referring again to Luke 16 we can "make to ourselves friends by the mammon of unrighteousness," if our hearts so dispose us (ver. 9) or we may make enemies by the same means. Those who are generous and kind are beloved; but those who are selfish and haughty by reason of their wealth are disliked. Oh, that it may be said of us, as of Josiah's workmen "they dealt faithfully! "

'Lay not up for yourselves treasures upon earth.' The warning of the Lord Jesus however-which was first of all directed to His disciples-does not refer to the wished-for blessing of God. It is referring to something totally different, that is to the greedy striving for wealth and earthly security. About this we read already in Proverbs 23:4-5: 'Labour not to be rich: cease from thine own wisdom. Wilt thou set thine eyes upon that which is not? for riches certainly make themselves wings; they fly away as an eagle toward heaven.'

The Lord Jesus had already forcefully warned his disciples against laying up earthly treasures in the verses 19 to 21. With the words 'Ye cannot serve God and mammon' he most clearly stresses that laying up money and property is a sign of an evil attitude of heart and therefore idolatry (see Col. 3:5). But the disciple whose heart is filled with unbelieving worry about tomorrow is serving-although perhaps unknowingly-mammon. This the Lord Jesus will go into in the following verses.