What does the Bible say about money?

While the class of people who have the form of godliness and deny its power, make piety a means of gain in earthly things, which is condemned, the apostle speaks of true piety, or as it is called in the Authorized Version, godliness, with contentment as a great gain. True piety, in walking with God, having a good conscience, gives contentment, no matter what earthly circumstances are. A believer who seeks the things above should no longer cling to earthly things, knowing that we brought nothing into the world nor carry anything out. If the eternal things, that promised glory, are ever real before the soul, then each will be content with having the necessary things, food and raiment. And how very true are the words which follow, as not a few have found out. "But they that desire to be rich fall into a temptation and a snare, and many foolish and hurtful lusts, which plunge men into destruction and ruin. For the love of money is the root of every evil; which, while some coveted after, they have wandered from the faith and pierced themselves with many sorrows." Money itself is not evil, but the love of it is the fearful thing. No further comment is needed on these words. Examples of this evil are all about us in the professing church, and "lovers of money" and "lovers of pleasure more than lovers of God" are constantly increasing. Surely they heap treasure together for the last days. Weeping and wailing will follow (James 5:3).

The exercised reader should pause here and read the last chapter of Paul's first letter to Timothy. With reference to riches, two classes are indicated; those who are not rich, but who wish to be (verses 9-12); and those who are rich already (verses 17-19). The first class are warned that the pursuit of wealth leads to temptation and a snare, and into many foolish and hurtful lusts which drown men who know not God in destruction and perdition. Such a course is unworthy of those who are in union with Christ and blessed with every spiritual blessing in the heavenlies. Money is not evil in itself, but the love of it is a root from which every evil may spring. The Apostle had observed some who, by their covetousness, had erred from the faith, and pierced themselves through with many sorrows. He who would be a man of God (and there is great need of such) must flee these things, and follow after righteousness, godliness, faith, love, patience and meekness. If earthly pursuits leave no time for the cultivation of these seven divine graces all that the Christian may acquire is not gain but loss.

We have to recognize that we are but life tenants of all that we possess. We entered the world with nothing; we go out with nothing. God may indeed give us much for our enjoyment but on the other hand we should be contented with just the necessaries of life — food and raiment. This sets a high standard before us; one that but few of us come up to, though the Apostle himself did. The exhortation of verse 8 is much needed by us all in these days.

On all hands are people who earnestly desire to become rich; the making of money is to them the chief end of life. The Christian may all too easily become infected with this spirit to his great loss. Verse 9 does not speak of those that are rich, as does verse 17, but of those that "will be rich" or "desire to be rich," that is, they set it before them as the object to be pursued. Such become ensnared by many lusts, which in the case of the man of the world plunge him into destruction and ruin. This is so whether they succeed in their aim and amass wealth or whether they do not, for the coveting of money it is that turns men aside from the faith and pierces them through with sorrows, and not the acquisition and misuse of it only. The love of money is declared to be the root of every kind of evil. It is not that every bit of evil in the world can be traced to the love of money, but that the love of money is a root from which on various occasions every description of evil springs.

Secondly Paul shows us the privileges attaching to wealth. It may be used in the service of God, in the help of His people; and thus he who starts by being rich in money may end in being rich in good works, and this is wealth of a more enduring kind. Earthly riches are uncertain, and he who lays it up in store for himself may find his store sadly depleted just when most needed. He who uses his riches in the service of God is laying up in store a good foundation of reward in eternity and meanwhile his trust is in the living God, who after all does not deny us what is good but gives it to us richly for our enjoyment. It is just those who hold and use their possessions as stewards responsible to God that can be trusted to enjoy God's good gifts without misusing them.

It is impossible to serve God and mammon at the same time. Mammon is simply material possessions: these are given to be of service to us, not that we should serve them. If we profess to serve God while really serving mammon, we shell actually despise God and His claims, whether or not we would think of this as hatred. On the one hand, there may be strong feelings of love toward one master and hatred toward the other; or on the other hand, the feeling may not be so strong, but the fact of holding to one and belittling the other will be evident.

An old servant of the Lord being asked one day by a banker's clerk if shovelling gold all day was likely to make him worldly, replied, "I don't see any more harm in a shovelful of sovereigns than in one full of sand, provided my heart be not in it." This example might serve, I think, for all the circumstances in which the saints of God may find themselves. So long as our hearts are not engrossed with our employments, our workshops, our fields, or any other means of subsistence, each one of us may use what God has put before him, and administer it with the knowledge that all belongs to our God and Father.

"If therefore ye have not been faithful in the unrighteous mammon, who shall entrust to you the true?" The true riches cannot be entrusted where the heart has been false in that which is so trifling in the Lord's eyes as "the unrighteous mammon."406 Nor is it only that present honour and riches are not "the true," but the mere counters of the hour. There is the further consideration: "If ye have not been faithful in that which is another's, who shall give unto you your407 own?" Present property is not strictly one's own. The whole course of the Christian here is really that of one acting for another, even Christ. We are servants in trust for the Lord. The Christian ought to regard his time, his money, his abilities, his property, as the goods of his Master; and his business is to serve his Master, faithfully carrying out His will. This is of immense importance; because covetousness consists in endeavouring to make earthly things which God has not given your own. The wisdom of the disciple is to count what appears to belong to him as really his Master's. "Your own": so Blass, with ℵAD, etc., all cursives, the Latt. Syrrpesch hcl hier Memph. Goth. Arm. Aeth. Hort, followed by Weiss, favours "our own," the reading of B and L. See, further, note 407 in Appendix.

Now, it is easy to be generous with another's money. Count your riches another's and act with all possible liberality in faith of the future. We should thus judge by faith what we have to be Christ's, and then be as free with it as the unjust steward was with his master's goods. Those who enter heaven are not men hard and grasping, as if by possessing more than is needed, a man's life consists of his substance. No doubt the natural spirit of man cleaves to what it counts its own (and perhaps particularly of the Jew), as if the present moment were of all importance. But the true wisdom is to be like the steward in his steady resolve to secure the future by acting freely with what belonged to his lord. When the glory comes, we shall have what is our own. What a wonderful truth, that the wide scene of Christ's glory in which we shall reign with Him will be ours! Then we shall bear power and glory without abusing it; now we can only safely use what we have by counting it Christ's and using it according to His will.

"No servant can serve two masters." If I have not Christ for my Master, I shall make myself so; and the moment we set up our own will, we find ourselves in Satan's service, for the fallen will is Satan's slave. "No servant can serve two masters; for either he will hate the one and will love the other, or he will cleave to the one and despise the other." In the first we find the stronger case. With a man warm in his feelings everything is apt to be extreme. The other case supposes a person of feeble character. But in one way or another, whatever the character, to attempt this double service is fatal. "Ye cannot serve God and mammon." (Matt. 6:24.) Alas! mammon is the real ecumenical idol; it is the object of widest homage — not only in the world, but, grievous to add, in Christendom. By its own confession (witness the popular prize of that title) mammon now reigns supreme in the hearts of men generally throughout these lands professing the name of the Crucified, who most of all despised and denounced it.408

Whatever our possessions are, our first thought should be as to how to honor the Lord in the use of them. For all that we have comes from Him, and in regard to the first fruits of crops, our first thought is to be of Christ, the Giver. We do not need to wait for the proceeds of all our labor for the year, then give a tenth. Rather, though we are not commanded (as Israel was) to give one-tenth of our income to God, yet we are encouraged in 1 Corinthians 16:2, "on the first day of the week let each one of you lay something aside, storing up as he may prosper." No exact amount is even suggested, but "as he may prosper" leaves this to the individual's faith. Yet, 2 Corinthians 9:6 tells us, "He who sows sparingly will also reap sparingly, but he who sows bountifully will also reap bountifully." This beautifully confirms the fact that believers are not under law, but under grace. This is individual too in Proverbs 3:10.

As to these the Scripture is very emphatic; we must provide things honest in the sight of all men; we are to owe no man anything save to love one another (Rom. 12:17, Rom. 13:8), or, as the saying is, "we must be just before we are generous." This is most important; we cannot give while just claims on us are not settled.

But why need I hoard up for my children? If I can trust God for myself, why not trust Him for them likewise? Cannot the One who has fed and clothed me, feed and clothe them also? Is His hand shortened, or His treasury exhausted? Shall I make them idlers, or give them money instead of God? Ah! my reader, let us bear in mind this simple fact, that if we cannot trust God for our little ones, we do not trust Him for ourselves. The moment I begin to hoard up a sixpence, I have, in principle, departed from the life of faith. I may call my hoard by all the fair names that were ever invented by worldly minds or unbelieving hearts; but the unvarnished truth of the matter is this. MY HOARD IS MY GOD. "Where your treasure is, there will your heart be also." Let not the truth be misunderstood or misinterpreted. I am bound, by the powerful obligations of the word and example of God, to provide for my own; for, "if any provide not for his own, and especially for those of his own house, he has denied the faith, and is worse than an infidel." (1 Tim. 5:8.) This is plain enough. And, moreover, I am bound to fit my children, so far as God's principles admit, and my province extends, for any service to which He may be graciously pleased to call them. But I am nowhere instructed in the word of God to give my children a hoard in place of an honest occupation, with simple dependence upon a heavenly Father. As a matter of actual fact, few children ever thank their fathers for inherited wealth; whereas they will ever remember, with gratitude and veneration, having been led, by parental care and management, into a godly course of action for themselves.