What does the Bible say about money?

Scripture never treats money as a neutral tool: it treats it as a rival master, a test of the heart, and a trust to be handled for God. The key passages — Matthew 6:19-24, Luke 16, 1 Timothy 6, 2 Corinthians 8-9, Hebrews 13:5, Proverbs 23 — circle one question: what does your money reveal about where your hope rests?

The root is love, not the coin

Paul's famous line in 1 Timothy 6:10 targets an affection, not an object. One writer stresses that the damage begins with the craving, whether or not the craving ever succeeds.

Verse 9 does not speak of those that are rich, as does verse 17, but of those who "desire to be rich" — that is, they set it before them as the object to be pursued... This is so whether they succeed in their aim and amass wealth or whether they do not, for it is the coveting of money that turns men aside from the faith and pierces them through with sorrows, and not the acquisition and misuse of it only. The love of money is declared to be the root of every kind of evil. It is not that every bit of evil in the world can be traced to the love of money, but that the love of money is a root from which on various occasions every description of evil springs.

F. B. Hole

What the ambition exposes

The wish to get rich is read here as a verdict on our view of God.

What does such a desire betray? Discontent with the calling in which one is called; distrust of God's will, goodness, and wisdom in His dealings with each; the same unbroken, unjudged thirst for the things the Gentiles seek. Does not our heavenly Father know what we have need of, and what He deems fitting for us?

William Kelly

Two masters, one throne

Jesus rules out any arrangement where money is served alongside God (Matthew 6:24; Luke 16:13).

With a man warm in his feelings everything is apt to be extreme. The other case supposes a person of feeble character. But in one way or another, whatever the character, to attempt this double service is fatal. "You cannot serve God and money." Sadly, money is the real worldwide idol; it is the object of the widest homage — not only in the world, but, grievous to add, in Christendom.

William Kelly

The heart follows the treasure

Matthew 6:19-21 sets moth, rust and thieves against what heaven cannot lose. One commentator reads the Lord's words as describing the actual character of each place.

You will observe that our blessed Lord is setting forth in this passage the moral characteristics of earth and heaven. There is no such thing as moth, or rust, or thief in heaven. On earth there is. May we set our affections on things above.

C. H. Mackintosh

Riches make themselves wings

Proverbs 23:4-5 and Paul's warning against hoping in "the uncertainty of riches" (1 Timothy 6:17) are read together.

Well then does the apostle first warn against being high-minded, and next against building one's hopes on the stability of what so quickly takes wings and flies away, from which the owner is so often summoned in the middle of his self-aggrandizing plans. "Uncertainty of riches" indeed: how true and expressive!

William Kelly

Contentment as the antidote

Hebrews 13:5 answers covetousness not with a rule about amounts but with a promise about God's presence.

Instead of reaching out after what you do not have, and having your spirit filled with discontent, remember the One who has said, "I will never leave you nor forsake you."

Samuel Ridout

Ownership transferred: the steward of Luke 16

The parable of the shrewd manager turns on a change in who owns the money.

The principle to act on is this: what nature calls my own is not my own, but God's. The best use to make of it is, treating it as His, to be as generous as possible, looking ahead to the future. It is easy to be generous with another's goods... Do not count them your own, but look at and treat them as God's. Be as generous as you please: He will not take it amiss.

William Kelly

Giving that copies God

In 2 Corinthians 8-9 the standard for giving is not an amount but a Person, and then a mood.

Giving must spring from the right source, it must draw its motive force from a worthy direction. What that direction is the apostle indicates in 2 Corinthians 8:9, saying: "For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich."

F. B. Hole

If our hearts are right, and enlarged by dwelling in the love of God, we shall give not only generously but cheerfully also. We shall give in the style of God Himself; and God loves those who are like Himself.

F. B. Hole

The charge to those who have plenty

Paul does not tell rich believers to divest, but to redirect (1 Timothy 6:17-19).

He adds, as if he could not remember the poor enough, "to be generous in distributing, ready to share," which, I take it, goes beyond cases of pressing need, to calls that arise which are especially suited to people of ample means, as in the varied circumstances of the Lord's work and witness. How many opportunities there are of promoting His glory which are not the kind one would want to lay as a burden on the assembly as a whole!

William Kelly

Summary

- Root — the evil is not money but the love of it; the craving damages a person whether or not it ever pays off.

- Rival — money asks to be served as a master, and Jesus rules the double service out as impossible, not merely unwise.

- Reveal — where your treasure sits, your heart follows; the ambition to be rich exposes distrust of a Father who knows what you need.

- Relinquish — the steward's lesson is that what you call your own is God's, which frees you to be generous without loss.

- Reflect — giving copies the One who was rich and became poor, so it is cheerful, not squeezed, and turns wealth into good works that outlast it.

Reviewed by Orion on August 20, 2026