What does the Bible say about money?

The exercised reader should pause here and read the last chapter of Paul's first letter to Timothy. With reference to riches, two classes are indicated; those who are not rich, but who wish to be (verses 9-12); and those who are rich already (verses 17-19). The first class are warned that the pursuit of wealth leads to temptation and a snare, and into many foolish and hurtful lusts which drown men who know not God in destruction and perdition. Such a course is unworthy of those who are in union with Christ and blessed with every spiritual blessing in the heavenlies. Money is not evil in itself, but the love of it is a root from which every evil may spring. The Apostle had observed some who, by their covetousness, had erred from the faith, and pierced themselves through with many sorrows. He who would be a man of God (and there is great need of such) must flee these things, and follow after righteousness, godliness, faith, love, patience and meekness. If earthly pursuits leave no time for the cultivation of these seven divine graces all that the Christian may acquire is not gain but loss.

In nothing perhaps are the children of God so commonly unfaithful as in the stewardship of money. Too much spent on luxuries, and too little dispersed abroad, and even that not always wisely. When shall we learn to neither spend nor give without seeking the guidance of God? In Luke 16: the Lord Jesus, after speaking of the unjust steward who so skilfully manipulated his circumstances for his own advantage, said: "He that is faithful in that which is least is faithful also in much." "Least?" Is that how men regard money? Note also our Lord's further words: "that which is highly esteemed among men is abomination in the sight of God!" In 1 Tim. 6 the Apostle has much to say about this serious matter. In verses 9-11 he warns saints who are not rich, but who aspire to be, that there are dangers ahead. Men in the world who pursue such a course frequently "drown themselves in destruction and perdition" and money-loving saints "pierce themselves through with many sorrows." In Verses 17-19 the Apostle charges those who are already rich not to "trust … in uncertain riches, but in God who gives us richly all things to enjoy," and to be ready "with open hand for every good work." There is nothing wrong in possessing wealth (mark the word "enjoy") if the wealth comes to us honourably; but when we consider that He to whom we owe our eternal all had not where to lay His head, and when we also remember that He is still "despised and rejected by men," to be holders of large sums of money puts us in a position of grave responsibility, in the discharge of which we need daily and hourly grace. Referring again to Luke 16 we can "make to ourselves friends by the mammon of unrighteousness," if our hearts so dispose us (ver. 9) or we may make enemies by the same means. Those who are generous and kind are beloved; but those who are selfish and haughty by reason of their wealth are disliked. Oh, that it may be said of us, as of Josiah's workmen "they dealt faithfully! "

On all hands are people who earnestly desire to become rich; the making of money is to them the chief end of life. The Christian may all too easily become infected with this spirit to his great loss. Verse 9 does not speak of those that are rich, as does verse 17, but of those that "will be rich" or "desire to be rich," that is, they set it before them as the object to be pursued. Such become ensnared by many lusts, which in the case of the man of the world plunge him into destruction and ruin. This is so whether they succeed in their aim and amass wealth or whether they do not, for the coveting of money it is that turns men aside from the faith and pierces them through with sorrows, and not the acquisition and misuse of it only. The love of money is declared to be the root of every kind of evil. It is not that every bit of evil in the world can be traced to the love of money, but that the love of money is a root from which on various occasions every description of evil springs.

It is impossible to serve God and mammon at the same time. Mammon is simply material possessions: these are given to be of service to us, not that we should serve them. If we profess to serve God while really serving mammon, we shell actually despise God and His claims, whether or not we would think of this as hatred. On the one hand, there may be strong feelings of love toward one master and hatred toward the other; or on the other hand, the feeling may not be so strong, but the fact of holding to one and belittling the other will be evident.

Secondly Paul shows us the privileges attaching to wealth. It may be used in the service of God, in the help of His people; and thus he who starts by being rich in money may end in being rich in good works, and this is wealth of a more enduring kind. Earthly riches are uncertain, and he who lays it up in store for himself may find his store sadly depleted just when most needed. He who uses his riches in the service of God is laying up in store a good foundation of reward in eternity and meanwhile his trust is in the living God, who after all does not deny us what is good but gives it to us richly for our enjoyment. It is just those who hold and use their possessions as stewards responsible to God that can be trusted to enjoy God's good gifts without misusing them.

While the class of people who have the form of godliness and deny its power, make piety a means of gain in earthly things, which is condemned, the apostle speaks of true piety, or as it is called in the Authorized Version, godliness, with contentment as a great gain. True piety, in walking with God, having a good conscience, gives contentment, no matter what earthly circumstances are. A believer who seeks the things above should no longer cling to earthly things, knowing that we brought nothing into the world nor carry anything out. If the eternal things, that promised glory, are ever real before the soul, then each will be content with having the necessary things, food and raiment. And how very true are the words which follow, as not a few have found out. "But they that desire to be rich fall into a temptation and a snare, and many foolish and hurtful lusts, which plunge men into destruction and ruin. For the love of money is the root of every evil; which, while some coveted after, they have wandered from the faith and pierced themselves with many sorrows." Money itself is not evil, but the love of it is the fearful thing. No further comment is needed on these words. Examples of this evil are all about us in the professing church, and "lovers of money" and "lovers of pleasure more than lovers of God" are constantly increasing. Surely they heap treasure together for the last days. Weeping and wailing will follow (James 5:3).

An old servant of the Lord being asked one day by a banker's clerk if shovelling gold all day was likely to make him worldly, replied, "I don't see any more harm in a shovelful of sovereigns than in one full of sand, provided my heart be not in it." This example might serve, I think, for all the circumstances in which the saints of God may find themselves. So long as our hearts are not engrossed with our employments, our workshops, our fields, or any other means of subsistence, each one of us may use what God has put before him, and administer it with the knowledge that all belongs to our God and Father.

"So is he that lays up treasure for himself, and is not rich toward God" (ver. 21). Now there, you have the cure, I believe, for covetousness. That is, being "rich toward God." The apostle Paul amplifies this subject in writing to his son Timothy. "But godliness with contentment is great gain. For we brought nothing into this world, and it is certain we can carry nothing out. And having food and raiment let us be therewith content. But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows. But thou, O man of God, flee these things; and follow after righteousness, godliness, faith, love, patience, meekness" (1 Tim. 6:11). These verses show our danger, while the cure is given in the same chapter. "Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who gives us richly all. things to enjoy; that they do good, that they be rich in good works, ready to distribute, willing to communicate; laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life" (1 Tim. 6:17-19). But You say, What is the harm of riches? Suppose it kept you out of heaven? Well, I did not think of that. Very probably, few men do, but there is great danger, or our Lord would not have said, "How hardly shall they that have riches enter into the kingdom of God" (Mark 10:23). It is not the money that there is harm in, but it is the "love of money" that is "the root of all evil."

The principle is here, and "Beware of covetousness," God's sure cure. I shall never forget a dear old servant of God speaking upon this chapter thirty-five years ago, and when he came to this verse he said: "Which of us here would not rather have a ten-pound note than a five? That touches us all. And God says, 'Thou fool.'" The man going on that line is reproved, because he is letting the things of this life really command, and govern him, instead of living in the sense of the Father's love and care.

Then comes the call, "Let your course of life be free of avarice, contented with things present. For he hath said, I will in no wise leave thee, no, nor at all forsake thee; so that we say confidently, Jehovah [is] my helper, [and] I will not fear: what shall man do to me?" (verses 5, 6.) Avarice, sordid and unworthy of moral men, is peculiarly beneath those called to follow Christ in faith and love, with their eyes opened to their better and enduring substance where Christ is. Discontent with things is natural to unbelievers. It is good and due that we confide in His word to one, although no less meant for all His own. The vulgar text falls far below the impressive promise and challenge the O.T. furnished: and God as a Father only gives it more force.

But the giving to be really pleasing to God must be cheerful giving. If done grudgingly, or because one is pushed into it, there is not much value in it in the sight of God. Every man will purpose in his heart according to the state of his heart. If our hearts are right, and enlarged by dwelling in the love of God, we shall give not only bountifully but cheerfully also. We shall give after the style of God Himself; and God loves those who are like Himself.