Titus 3:5

he saved us, not because of works done by us in righteousness, but according to his own mercy, by the washing of regeneration and renewal of the Holy Spirit,
Titus 3:5 · ESVView all translations

Paul has just described the kind of people he and Titus once were, and the picture is not flattering. Then God becomes the subject of the sentence: if our own record ruled us out, what did He act on instead?

Works Ruled Out

Paul does not say our works were too few. He says the kind of works needed were never there at all.

God rules out a man's works as a ground for salvation, and how merciful that is. By nature we stood before God as unrighteous. How could an unrighteous man do works in righteousness? There is indeed one work done in righteousness, and it is infinite. Christ, the Righteous One, came to do God's will and did it all perfectly. As He said when dying, "It is finished."

William Kelly

Mercy Comes Down

God acted on His own mercy instead. Nothing in us could change our nature — Cretan or otherwise.

The Holy Spirit begins by excluding all works of righteousness of our own, for these could not change the nature of a Cretan, nor of any other son of Adam. Mercy would come down to us where we were; there was divine pity and compassion for such wretches.

The Christian's Friend

Saved by a Work Done In Us

In most passages salvation is a work achieved outside us. This one is different.

In Scripture salvation is generally connected with a work accomplished for us... This passage, however, is an exception to that general rule. Here we are saved by a work done upon us and in us. The work in us is quite as necessary as the work for us. This is very plain if we consider the picture of Israel's deliverance from Egypt. God's mighty work for them saved them out of the land of slavery. Yet despite all the wonders done on their behalf, the vast majority of them fell in the wilderness and never reached the land of promise.

F. B. Hole

What "Regeneration" Means

The word "regeneration" appears just once more in the New Testament, and that other use shapes its meaning here.

The word is used in only one other place in the New Testament, Matthew 19:28. There it points to the new order of things that God will set up in the day of Christ's glory. We do not have that new order yet. But we have come under the washing, the cleansing, the moral and spiritual renewal that fits that day.

F. B. Hole

Commentators differ on what the "washing" itself points to. Some read it as the new birth, the thing Jesus explained to a man named Nicodemus, and they rule out any link with baptism:

The washing (or bath) of regeneration is the new birth. Of this our Lord spoke to Nicodemus (John 3)... The washing has nothing whatever to do with water-baptism. Water-baptism cannot save a sinner, or help save him, or produce regeneration.

Arno Clemens Gaebelein

Others read it as a change of standing, with baptism as its picture rather than its cause:

The "washing of regeneration" does not refer to that inward work done in the soul when a person is born through the word of truth. That inward work comes in the next clause, "the renewing of the Holy Spirit." The washing refers instead to the new place or position into which God brings the believer through the death and resurrection of the Lord Jesus. And of this, baptism is not the means but the sign, or "figure," as Peter speaks (1 Peter 3:21).

The Bible Treasury

Two Things, Not One

Whichever reading you take, the two phrases do not repeat each other.

It is not to be thought that these two things are exactly the same. The washing of regeneration looks at our old condition, and it places us outside of that condition. The renewing of the Holy Spirit looks more at that inward work which the Spirit of God makes ours.

William Kelly

That inward work does not stop at the new birth.

What is the renewing of the Holy Spirit? It is distinct from regeneration. The Holy Spirit is the active agent in the new birth. He gives the new nature and then lives in the believer, and He does His blessed work by renewing the inward man day by day (2 Corinthians 4:16).

Arno Clemens Gaebelein

Why Paul Presses It

Paul tells Titus to keep insisting on this, and the reason is practical.

The apostle is laying down the only ground of power for a life that bears fruit. So he urges Titus to insist, always and fully, on the sure but exclusive truth of salvation by grace, in all its fullness and reality... Without it there is no readiness or power for good works. Without it the conscience is clouded and the heart hardened.

William Kelly

Summary

- Mercy, not merit. Works in righteousness were never an option for the unrighteous; Christ alone did the one perfect work.

- Mercy came down. Nothing in us could change our nature, so God's compassion reached us where we were.

- Mercy works inside. Here salvation is a work done upon us and in us. Israel was saved out of Egypt by a work done for them, yet most of them fell in the wilderness.

- Mercy in two parts. The washing puts us outside our old condition; the renewing is the Spirit's inward work. Commentators differ over whether the washing is new birth itself or a change of position pictured in baptism.

- Mercy produces fruit. Grace received in full is the only power for good works; where it is unknown, the conscience stays clouded.

Reviewed by Orion on August 17, 2026