Romans 4:4–5

If a man works, the reward is not seen as a gift, but as the wages owed to him. But suppose that, instead of working, he believes on Him who justifies the ungodly. What a magnificent proof and conclusion, that his faith is counted for righteousness! This is free grace, the very opposite of a debt under law. And this was the principle of God's dealings with their great forefather, in the account Moses wrote by inspiration.

If Abraham had been justified by his works, his justification would have been owed to him for what he had done. Wages are owed to workmen in the same way. There would have been no question of grace on God's side or faith on Abraham's. But in justifying, God acts in pure grace; for let us not forget that the believer in himself is "ungodly." So the righteous standing in which God views the believer is the result of pure grace. That grace does not look for or recognise any merit in the person justified. This is a very blessed and steadying truth: it frees the believer from any troubling thought that his standing rests on anything he has done or can do.

Now one who works for a reward does not at the end consider that it is given him by grace: he has earned it and would be most resentful if anyone suggested that it was a "gift of grace": his working has made his employer his debtor. Does God so employ men on this business basis? Men may suppose so, but their work is nothing to Him. He has given them no such contract. They are like men working, with no authoritative instruction, to build a railroad where no train will ever travel.

The apostle presses further the contrast between the principles he has been comparing. "Now to the one who works, his wages are not counted as a gift but as his due." And the greatness of the reward does not change the principle involved: if you buy heaven cheap, you still buy it.

It is through grace, and through grace alone, that we come to know God. Suppose I could come to the door of heaven and ask to be let in on the ground of my own righteousness. Imagine for a moment that this were possible. How would I stand there? For "to the one who works, his wages are not counted as a gift but as his due." I might know God as the One who lived there. But it would be a cold entrance. I could not know Him as a God of love. What grace is shown in paying a man his wages for his work?

Verses 4 and 5 are aimed at the deep and natural link the mind makes between reward and work — between reward and debt. But Abraham did no work. "To him that works not" God reckons a reward. And what a reward! "I am your shield, your exceedingly great reward." To the believer God reveals Himself as the reward of His own work. He works the poor sinner's salvation, and places the crown of that work, in Christ Jesus, on the head of the saved!

Did you ever weigh these words of the Spirit of God, dear self-righteous worker? "To the one who works, his wages are not counted as a gift but as his due" (Rom. 4:4). If I work for you at £1 a week, it is only right and fair that you should pay me when the work is done; that is debt. But if I fail to do the work I should have done, and you then come and give me £5, that would be grace.

"Working" stands opposite "believing on Him who justifies the ungodly." Do I work for justification? Or do I receive it freely by God's grace through faith in His Son? It is one or the other. There is no mixture: the two are distinct. But God cannot count righteousness to my account because of my works. Why? Because they are not perfect in righteousness. They carry far too much unrighteousness in them. The value of the work of Christ is a different thing: it is perfect, faultless, unmixed. On that ground God can freely count righteousness to the account of the one who believes in Jesus.

And who are we to believe in? The God "who justifies the ungodly." Who but God could do that? A human judge could not. He might let the guilty one off, or be merciful to him; but no human judge has the power to justify a guilty criminal. To justify him, he would have to clear him of every charge against him. If the man was guilty, he could not do that. But, blessed be His name, God can, and in a way perfectly consistent with His own perfect righteousness.

In human law courts it is impossible in strict justice to justify the guilty. But the work of Christ on the cross has such power, and He took our place of judgment there so completely, that God is able to justify the UNGODLY.

"You have never yet seen God's starting point. All these years you have been striving, more or less, to be godly, believing that God justifies the godly. You have never yet believed that God justifies the ungodly; that is the starting point. Godliness will come afterwards."

Abraham is the great example of what is meant (verse 3). He — and we — are held by God as righteous in view of faith. That is its simple meaning. Faith brings in all the justifying merits of the blood of Christ. These are the great basis of that righteousness. We may also safely say this: the first right thing in anyone's life, and the start of a right course, is when he turns to God as a sinner and believes in the Lord Jesus Christ.

Many never enter into peace with God and full assurance of salvation. The reason is that they are looking inside themselves for something that would make God bless them. They admit that their works give them no claim on Him. But they think their faith might give them that claim. So the quality or quantity of their faith fills their minds. What should fill them instead is the free grace of God, the power of the work of Christ, and the Word of God that cannot fail.

This is God counting righteousness apart from works. Yet it is the only principle that produces good works as its fruit. Oh, do not let the pride of unbelief blind you to how lost you really are. May you turn to God just as you are, a poor lost sinner, and find in the grace of Christ all you need.