Matthew 18:23–35

Matthew 18:23 · Darby

For this cause the kingdom of the heavens has become like a king who would reckon with his bondmen.

This verse opens the Lord's answer to Peter, who had just asked how many times he must forgive a brother. Everything turns on the comparison: a king, his servants, and a day for settling accounts.

The "therefore" that links back to Peter

This parable is not a new topic. It follows straight on from Peter's question, and it uncovers something ugly in human nature.

The parable of the Two Servants (Matt. 18:23-35) puts on full display one of the ugliest features of fallen human nature: no feeling for the grace of God. It happened like this. Peter had just asked the Lord if seven times would be enough to forgive a brother who kept sinning against him. The startling reply came: "Until seventy times seven." The Lord added this parable at once. In it the immense grace of God and the evil of man that nothing can cure stand out clearly.

Modernised from W. W. FeredayOriginal wording

Why it is a "kingdom of heaven" comparison

The Lord does not say the kingdom is a king settling accounts. He says it is like one. That difference sets the limits of the picture.

The comparison the Lord draws here must be a comparison of the kingdom of heaven. It is not, after all, a picture of the perfect grace we know in God, though the illustration comes as close to that as it can... But the Lord will not picture one of His own people in the portrait He gives of this unmerciful servant. He carries the responsibility that comes with such a claim, but he has no real grasp of divine grace, as his conduct shows... The kingdom, as we see in the parables, includes the true and the false. In it every blessing is governmental and conditional.

Modernised from F. W. GrantOriginal wording

The servant with the largest account

The parable works on more than one level. Take the widest view first.

It is a comparison of the kingdom of heaven, and refers to a state of things set up here on earth by God's will. While we may, and must, take the principle to ourselves, much more is taught than this. Taken in the broad sense, the servant who owes the ten thousand talents represents the Jew, specially favoured by God, who had still run up an enormous debt he could never pay. They completed this debt by the death of their Messiah. Then a message of forgiveness came to them — "Repent therefore, and turn back, that your sins may be blotted out."

Modernised from William KellyOriginal wording

And the account every person owes

The same picture presses on every reader. The debt is our own, and the proof of pardon is how a pardoned person treats others.

We must read this parable morally too. Seen that way, it speaks loudly to us all. Every person has defaulted on what he owes God. Perfect obedience and love is His due from us, but who among us has ever given it? Yet the heart of God yearns over all His bankrupt debtors. On the basis of the atoning blood of Jesus, He proclaims full pardon to everyone... But conduct alone proves whether or not the grace of God has really reached the soul. Where it has, the forgiven one gratefully walks in the spirit of grace towards all.

Modernised from W. W. FeredayOriginal wording

What the king was angry about

Read the charge carefully. The king does not condemn the servant for the size of his debt.

The servant was not unrighteous in demanding what was due to him, but he was ungracious. He was totally unlike his master. His master had forgiven him ten thousand talents. Yet he could seize his fellow servant by the throat over a small hundred pence. What was the consequence? His master handed him over to the tormentors. He lost the happy sense of grace... And notice further: his master called him "a wicked servant" not for owing "ten thousand talents," but for refusing to forgive the "hundred pence."

Modernised from C. H. MackintoshOriginal wording

God's dealings now, not eternal forgiveness

The Lord's closing words in verse 35 fix how far the parable reaches. "Governmental" dealings are God's day-by-day dealings with His servants.

It refers to God's governmental dealings with those who take the place of being His servants. Verse 35 makes this plain... Eternal forgiveness rests on an entirely different basis. But governmental forgiveness very often hinges on the believer showing a forgiving spirit... And if any of us see one brother ill-treating another, we shall be wise not to take the law into our own hands and attack the wrongdoer. Better to imitate the servants of the parable and tell our Lord all that was done.

Modernised from F. B. HoleOriginal wording

Summary

- Reckoning. The verse opens a comparison, not a definition. The kingdom pictured here holds true servants and false ones together.

- Debt. The first servant owes what he can never pay. That is the place of the favoured nation, and of every person before God.

- Mercy. The king cancels the whole debt. What follows tests whether that mercy reached the heart.

- Mirror. The king calls him wicked not for the debt he owed, but for the small debt he refused to forgive. Demanding your rights costs you the sense of grace.

- Government. Verse 35 sets the limit. This is God's ongoing dealing with His servants, not the basis of eternal forgiveness. When wronged, tell your Lord instead of striking back.

Matthew 18:24 · Darby

And having begun to reckon, one debtor of ten thousand talents was brought to him.

This parable follows Peter's question about forgiveness. It opens with a king settling accounts, and the first man brought in owes a sum no servant could ever earn. Everything turns on that figure — how such a debt was run up, and what the king does when it is laid bare.

The reckoning, and the man who is brought

The servant does not come forward. Others bring him in, and one writer sees every sinner's case in that detail.

But one debtor is specified, and his debt is enormous. Even if it were silver, Haman offered no more in exchange for destroying the entire Jewish people. The sinner before God is not less guilty. No wonder he "was brought to him": he would never have come of himself. Everything depends on whether one's submission to God's righteousness is real. If a person is not born of God, that submission is only on the surface.

Modernised from William KellyOriginal wording

The size of the sum

Counted in silver or in gold, the total runs into millions. The verses that follow add that the man could not pay.

If the talent was silver and Roman, it would be about £2,000,000; if Jewish, £4,000,000; if gold, between £7,000,000 and £8,000,000. "And since he could not pay" — no power to put himself right after having run up that frightful debt.

Modernised from The Bible TreasuryOriginal wording

What such a debt exposes

A debt this large is not simple bad luck. And the sentence that follows falls on the man's wife, children and goods as well as on him.

The kingdom of heaven is compared here to a human king, which prepares us for certain points in it that we must not attribute to God. The king here will have a reckoning with his servants. As soon as he begins, a man with an overwhelming debt is brought to him. Such a debt in itself surely argues something more than any misfortune can account for... yet there is this truth in it, that the sinner against God, as far as he can do it, wrecks not only himself but everyone connected with him. No man can be his own enemy only, as people sometimes claim.

Modernised from Frederick W. GrantOriginal wording

An impossible promise, ignored in favour of mercy

The debtor's answer is to ask for time and offer to pay in full. The king never takes up the offer.

We are all in debt to the supreme King, and just as helpless. It is good that there is mercy with Him that no figures can measure. The debtor falls at his lord's feet with an impossible plea for mercy in his own case — how impossible in ours! "I will pay you everything." The king can accept no such agreement and takes no notice of it. But his heart is moved with compassion, and acting on that, "he released him and forgave him the debt."

Modernised from Frederick W. GrantOriginal wording

Who the debtor stands for

Commentators read the debtor at two levels. Some take him first as a picture of the Jewish people, favoured by God and yet deep in debt to Him.

Taken more broadly, the servant who owes the ten thousand talents represents the Jewish people. God had given them special favour, yet they had run up an enormous debt they could never pay. When they had completed this debt by the death of their Messiah, God sent them a message of forgiveness.

Modernised from William KellyOriginal wording

Others read him as a picture of every person before God, whose debt is past paying.

The king's servant who owed ten thousand talents is typical of every one of us by nature and by practice, for our debt of sin has been far beyond our ability to pay. Righteousness demands satisfaction. The man faces the tragedy of losing everything — his wife, his children and his own freedom.

Modernised from Leslie M. GrantOriginal wording

Why the figure is set so high

The Lord's answer about forgiveness was grace without limit. Against that, one writer sets the horror of a pardoned man refusing mercy.

Grace without limit is what He meant. This follows the pattern of the boundless grace of God as shown to us in the gospel... A man may receive a full pardon for all his offences from the very God he has sinned against, through the atoning sacrifice of Calvary. And then he may refuse to show mercy to someone who has wronged him! A beggar with God, and a tyrant with men! What an appalling inconsistency.

Modernised from W. W. FeredayOriginal wording

Summary

- Brought. The debtor never comes on his own; he is brought to the reckoning, as a sinner is brought to face God.

- Debt. Ten thousand talents runs into millions. A debt that size argues something worse than misfortune.

- Nothing. He has no power to put himself right. His promise to pay it all is impossible, and the king ignores it.

- Compassion. The king acts on his own heart, not on the offer — he releases the man and cancels the whole amount.

- Consistency. A pardon on that scale is meant to flow outward. To take it and then refuse mercy is to be a beggar with God and a tyrant with men.

Matthew 18:25 · Darby

But he not having anything to pay, [his] lord commanded him to be sold, and his wife, and his children, and everything that he had, and that payment should be made.

A king opens the books, and the first man brought in owes a sum no working life could ever cover. Verse 25 is the moment before mercy. The debt is real. The debtor is empty. The sentence falls on him and everything he owns.

Nothing to Pay

The sale ordered here would not clear the debt. Even taking the man's freedom and his last possession would hardly touch what he owes.

The king settles accounts with his servants. He finds one owing the impossible sum of ten thousand talents. One talent is worth nearly two hundred pounds. And he had nothing to pay. Exactly my condition! And the condemnation is just: let him be sold as a slave, along with everything he had. Even then it would hardly make a first payment on the debt.

Modernised from G. C. WillisOriginal wording

No Bankruptcy Court

Selling a debtor was ordinary law, not cruelty. Inability to pay was never accepted as a release from paying.

Under the ancient law, debts had to be paid. If the debtor had no means to pay them, he himself was sold. The law of God did not allow the principle that because a man is unable to pay his debts he may therefore go free. Neither does the gospel permit an excuse on the ground of inability. Divine justice has no bankruptcy court where a man can settle his sins. God will never accept the excuse, "I was led astray; I was unfortunate, and so became ruined." The law of God holds firm to the letter, and His justice will not bend to the plea of human weakness. But while the law was stern, there was room left for the entrance of redeeming love.

Modernised from H. Forbes WitherbyOriginal wording

Righteousness Comes First

The order in the parable matters. The command to sell establishes the justice of the claim, and the debtor never argues with it.

First of all you get righteousness. God is always righteous. He never does a needless thing nor an unrighteous thing. So in verse 25 we see righteousness. This man acknowledges the justice; he does not deny the debt, but casts himself on mercy. "Have patience with me, and I will pay you everything." The thought is that the man owns the justness of the claim. "And out of pity for him, the master of that servant released him and forgave him the debt."

Modernised from The Bible TreasuryOriginal wording

Wife, Children, and All He Had

The sentence reaches past the man to his household. Commentators note that this belongs to the picture of a human king — yet it carries a truth about what sin does.

Here the kingdom of heaven is compared to a human king. That prepares us for certain features in the story that we must not attribute to God Himself… So the king orders him to be sold, along with his wife and children and everything belonging to him, to pay the debt. We see the "human" king in this, of course. Yet there is this truth in it: the sinner against God, as far as he can, wrecks not only himself but everyone connected with him. No man can be his own enemy only, as men sometimes assert.

Modernised from Frederick W. GrantOriginal wording

Brought, Not Coming

Notice how the debtor arrives. Someone brings him in before the king. He does not come on his own.

But one debtor is specified, and his debt enormous… Not less guilty is the sinner before God. No wonder he "was brought to Him": of himself he would never come. Everything depends on how real a person's submission to God's righteousness is. If he is not born of God, it is only surface deep.

Modernised from William KellyOriginal wording

A Nation's Reckoning

Writers read the story on two levels: the individual heart, and the history of Israel — a nation long in default.

This parable may be read in two ways: as the history of God's dealings with a nation, and as a lesson for each heart. Read as history, it presents to us the story of the people of Israel. Centuries of law breaking had made them serious defaulters before the Son of God came into the world. To all this they added the enormous guilt of shedding His blood. He prayed, "Father, forgive them." In answer, God showed favour to the nation after the Holy Spirit came down from heaven.

Modernised from W. W. FeredayOriginal wording

Summary

- Reckoning. A king opens his accounts, and the first debtor is brought in. On his own he would never come.

- Ruin. Ten thousand talents is past all paying. Selling the man and all he owns would not even make a first payment.

- Righteousness. The sentence in verse 25 is just, and the debtor does not deny the debt. Being unable to pay does not cancel it.

- Reach. The judgment falls on wife, children and goods — a reminder that no one sins to himself alone.

- Redemption. Justice stated the claim in full, and then compassion answered it: the lord released him and forgave the debt.

Matthew 18:26 · Darby

The bondman therefore falling down did him homage, saying, Lord, have patience with me and I will pay thee all.

Peter had just asked how often he must forgive a brother. The Lord answered with a story about a servant who owed his king a debt no lifetime could pay. Here the debtor hits the floor, and his plea is both the most honest and the most mistaken thing in the parable.

Bowing down: homage, not worship

An older translation says the servant "worshipped him." That raises a question, since the man on the throne is a human king. One writer traces the wording:

The King James Version says: 'The servant therefore fell down, and worshipped him, saying, Lord, have patience with me, and I will pay thee all.' Mr. Darby translates 'worshipped him' as 'did him homage', and the English Standard Version has 'imploring him'. These other translations help us grasp the sense of the verse, but the question remains why the Greek word for 'worship' is used. Worship means 'bowing down'. That is the attitude a person should take before God. But sometimes the word is used in a more general sense, for the physical position taken. That is the case here.

Modernised from Michael HardtOriginal wording

"Have patience with me"

The word the servant uses for "have patience" is the word Scripture uses of God's own long-suffering:

The distinction has been put like this: makrothumia expresses patience with people, hupomone patience with things… From Exodus 34:6 on, makrothumos is used again and again of God in the Greek Old Testament. In Proverbs 15:18 and 16:32 it matches our phrase "slow to anger," though the patient restraint it expresses is not limited to anger… For the verb makrothumeo, see Matthew 18:26 and 29… It means "a long holding out of the mind before it gives room to action or passion," and it is applied to God, in His forbearance towards those who provoke Him.

Modernised from J. A. TrenchOriginal wording

"I will pay you everything" — the plea the king ignores

The debtor asks for time, not pardon. The king passes over the offer:

We are all helplessly in debt to the supreme King. It is good that there is mercy with Him that no figures can measure. The debtor falls at his lord's feet with an impossible plea for mercy in his own case — how impossible in our own! "I will pay you everything." The king can accept no such agreement and takes no notice of it. But his heart is moved with compassion, and acting on that, he "released him and forgave him the debt."

Modernised from Numerical Bible NotesOriginal wording

That promise is exactly how the human heart tries to handle sin — mercy plus a repayment plan:

In the parable the guilty servant promises to pay all, and is released. But he has barely left the King's presence when his wicked heart shows itself, and the king's anger falls on him. He thought he would take advantage of the mercy of the king, but he must add his own works: he was not trusting to that mercy. It is no use for me to think I can deliver myself by making a part payment. I can never repay: it is no use making promises and seeking pardon on my merits.

Modernised from G C WillisOriginal wording

The test comes after the kneeling

The parable does not end at the debtor's feet. What he does next exposes whether the mercy ever reached him:

It was his own that he was demanding. Apart from the violence used, he was, as men say, quite within his rights. That was not the question, and everyone sees at once that it was not. We too may be within our rights when we demand what is ours from other people. So why are we not as clear-eyed about the real state of things in our own case as we are about this man? We have been forgiven too (if we are Christians), and our own debt was so great that his was nothing beside it.

Modernised from Numerical Bible NotesOriginal wording

Saying the right words while kneeling proves nothing by itself:

Huge numbers claim to have received His pardon. "I believe in the forgiveness of sins" is said daily by crowds across the Christian world. But conduct alone proves whether the grace of God has truly reached the soul. Where it has, the forgiven person gratefully walks in the spirit of grace towards everyone, bearing wrong with meekness and seeking every person's eternal good.

Modernised from W. W. FeredayOriginal wording

A second reading: the nation

Some writers also read the parable as the story of the Jewish nation.

The servant who owed God 10,000 talents is, in history, the Jew. He took greedy advantage of the gracious forgetting of everything that the gospel offered. But he was so little filled with the Spirit of Christ that he hated and persecuted, refusing any mercy to the Gentile.

Modernised from William KellyOriginal wording

Summary

- Bowing. Falling down here is homage. It is the posture of a desperate man before his king, not worship offered to God.

- Asking. "Have patience" borrows the very word Scripture uses for God's long-suffering toward people who provoke Him.

- Promising. "I will pay you everything" is the one false note: an offer the king refuses to even acknowledge.

- Receiving. Compassion, not the payment plan, cancels the debt. It is mercy no figures can measure.

- Proving. What the forgiven man does to his fellow servant shows whether grace reached his heart. Words on his knees prove nothing.

Matthew 18:27 · Darby

And the lord of that bondman, being moved with compassion, loosed him and forgave him the loan.

Commentary for this verse has not been generated yet.

Matthew 18:28 · Darby

But that bondman having gone out, found one of his fellow-bondmen who owed him a hundred denarii. And having seized him, he throttled him, saying, Pay [me] if thou owest anything.

A man has just been let off a debt he could never repay. He walks out of the room, finds someone who owes him a tiny sum, and grabs him by the throat. That turn is the hinge of the parable. It raises one question: what does forgiveness do to the person who receives it?

The size of what he demanded

The two sums are not in the same world. One writer sets the figures side by side and notes the moment it happened:

"But that servant went out" — out from an experience like this! And the fellow servant he seized by the throat owed him a hundred denarii: about a 700,000th part of his own debt, just forgiven.

Modernised from Frederick W. GrantOriginal wording

Within his rights

Nothing in the verse says his claim was false. A man can be entirely correct and still be nothing like his master.

At the close of Matthew 18 we have a parable which teaches us that a man who asserts his rights is ignorant of the character and proper effect of grace. The servant was not unrighteous in demanding what was due to him; but he was ungracious. He was totally unlike his master. He had been forgiven ten thousand talents, and yet he could seize his fellow by the throat for a paltry hundred denarii.

Modernised from C. H. MackintoshOriginal wording

The same writer names the cost. The man "lost the happy sense of grace," and the principle is general: a man who acts on strict rights loses the sense of grace.

Quick to judge him, slow to judge ourselves

Most readers are shocked at this man. One commentator turns that reaction back on us:

It was his own that he was demanding. Apart from the violence used, he was, as men say, quite within his rights. That was not the question; and everyone at once understands that that was not the question. We too may be within our rights when we demand from others what is our own. So why are we not as clear in judging our own case as we are in judging the man in front of us? God has forgiven us (if we are Christians) just as He forgave him — and our debt was so great that his was nothing beside it.

Modernised from Frederick W. GrantOriginal wording

"Went out" — mercy that never reached the heart

The verse opens with him going out. That short walk exposed him:

Here is the debtor who did not keep the word or bear fruit with patience. "On going out," he soon showed how empty he was. He was a dead stone, a man who had never tasted that the Lord is good, and he ruthlessly attacked his fellow servant, who owed him a much smaller debt.

Modernised from William KellyOriginal wording

What made him "wicked"

Later in the parable the master calls this man wicked. One writer points out what that word was aimed at:

This man is unforgiving and cruel; he choked his fellow servant. Merciless and cruel, he had no sense of forgiveness. If there is anything like a real sense of grace in our souls, it will make us patient and watchful over our spirits… Notice this: the master did not call him a wicked servant because he owed the debt. He was not angry with him for that. He was angry with him when the man was merciless and unforgiving.

Modernised from The Bible TreasuryOriginal wording

A national picture and a personal test

Commentators read the parable on two levels. On the first, the throat-grasping servant pictures Israel, forgiveness offered and refused:

Read one way, it presents to us the history of the people of Israel… In answer to His gracious prayer, "Father, forgive them," divine favour was shown to the nation after the Holy Spirit came down from heaven. To Israel first the gospel of divine forgiveness was sent (Acts 3:26). This, instead of melting their hearts, only served to bring out their complete moral insensibility to God's goodness.

Modernised from W. W. FeredayOriginal wording

The same writer reads it a second way, as a test of everyone who claims to be pardoned:

Huge numbers of people say every day, "I believe in the forgiveness of sins." But conduct alone proves whether or not the grace of God has really penetrated the soul. Where it has, the forgiven one gratefully walks in the spirit of grace towards all, patiently enduring wrong, and sincerely seeking every man's eternal good.

Modernised from W. W. FeredayOriginal wording

Summary

- Forgiven. The cancelled debt was so vast that the hundred denarii was about a 700,000th of it. That proportion is the whole argument.

- Forgotten. He "went out" and offended at once. That short walk showed the mercy had never reached his heart.

- Rights, not wrongs. He was not unrighteous in claiming his own; he was ungracious. A man who insists on his rights loses the sense of grace.

- Verdict. The master never called him wicked for owing money. He called him wicked for being merciless.

- Mirror. We judge him fast and ourselves slowly. Yet as forgiven people we stand where he stood.

Matthew 18:29 · Darby

His fellow-bondman therefore, having fallen down [at his feet], besought him, saying, Have patience with me, and I will pay thee.

The second debtor falls to his knees and asks for what the first servant had just asked of the king: time and patience. His debt is far smaller, and everything turns on what he hears back.

The plea he had just made himself

The servant had used almost these same words himself, at his master's feet, a moment before.

The appeal is so like his own of a moment before, only more reasonable and simpler. It should have pierced the heart of the hardened man: "So his fellow servant fell down and pleaded with him, 'Have patience with me, and I will pay you.'" It is the grace shown to him that fully exposes the hardness of his unmerciful heart.

Modernised from Frederick W. GrantOriginal wording

What "have patience" asks for

The Greek word behind "have patience with me" also appears in verse 26.

makrothumia comes from makrothumos, "long-suffering." Archbishop Trench put the distinction like this: "makrothumia is patience with persons, hupomone is patience with things"… For makrothumeo see Matthew 18:26, 29… The word means "a long holding out of the mind before it gives room to action or passion." Scripture applies it to God, in His forbearance towards those who provoke Him.

Modernised from J. A. TrenchOriginal wording

So his fellow servant asks him for the one thing he had just received himself: hold back a little.

Being in the right is not the question

The hundred denarii was a real debt. The law was on the creditor's side. That is what makes the scene so searching.

It was his own that he was demanding. Apart from the violence used, he was, as men say, quite within his rights. That was not the question; and everyone at once understands that that was not the question. We too may be within our rights when we demand what others owe us. So why are we not as clear in judging our own case as we are in judging the man in front of us? We have been forgiven as well, if we are Christians — and of a debt beside which his was nothing. How can we treat grace or mercy shown to others as anything more than plain righteousness on our part, when we stand as forgiven men?

Modernised from Frederick W. GrantOriginal wording

What the refusal proved

Notice what the king later condemns. It was never the debt.

This man is unforgiving and cruel; he throttled his fellow servant. Merciless and cruel, he had no sense of forgiveness. If we have any real sense of grace in our souls, it will make us patient and watchful over our spirits. The same nature is in all of us. Notice this: the master did not call him a wicked servant because he owed the debt, and was not angry with him for that. He was angry when the man proved merciless and unforgiving.

Modernised from The Bible TreasuryOriginal wording

Where this lands for us

Two kinds of forgiveness meet here. One settles eternity. The other is how God deals with His servants day by day, and it hangs on how they treat each other.

Eternal forgiveness rests on an entirely different basis. But God's governmental forgiveness very often hinges on the believer showing a forgiving spirit. If we treat our brothers and sisters badly, we shall find ourselves sooner or later in the hands of the "tormentors" and have a sorrowful time. And suppose one of us sees a believer ill-treating another. We shall be wise not to take the law into our own hands and attack the wrongdoer. Better to imitate the servants of the parable and tell our Lord all that happened, leaving Him to deal with the offender in His holy government.

Modernised from F. B. HoleOriginal wording

A wider reading

Writers also see a wider reach in the two debts. They read them as a picture of Israel and the other nations, not only a personal warning.

This illustrates the government of God, which is not set aside by His grace… This parable doubtless has another application, bearing on the Jews and their jealousy at grace being shown to the Gentiles. The hundred denarii stands for what the Gentiles owed them; the ten thousand talents stands for what the Jews owed God. Peter offered them pardon in Acts 3:19-26, but they rejected it.

Modernised from Morrish Bible DictionaryOriginal wording

Summary

- Same plea. The fellow servant asks in almost the words the forgiven man had used, and for far less. His own prayer comes back to him.

- Same word. "Have patience with me" asks for long-suffering — the patience Scripture describes in God: a long holding back before acting.

- Same right. The law allowed him to demand payment. But being in the right was never the question here.

- Same test. The king's anger falls on the mercilessness, not on the debt. A heart with any sense of grace would have shown it.

- Same reckoning. Refuse patience and you meet God's government, not His grace. See wrong done to others, and take it to the Lord instead of settling it yourself.

Matthew 18:30 · Darby

But he would not, but went away and cast him into prison, until he should pay what was owing.

The forgiven man walks out of his master's presence and meets a fellow servant who owes him a little. He hears the very plea he had just made himself, and his answer is a flat refusal and a prison cell.

The Refusal That Exposes Him

The second servant's plea is almost word for word the first servant's own. That echo is the point.

Then comes an appeal much like his own of a moment before, only more reasonable and simpler. It should have pierced the heart of this hardened man: "Then his fellow servant fell down and begged him, saying, Have patience with me, and I will pay you. He refused and went and put him in prison until he should pay the debt." It is the grace shown to him that fully exposes the stubbornness of his unmerciful heart.

Modernised from Numerical Bible NotesOriginal wording

Notice what the master gets angry about later. It is not the debt itself.

This man is unforgiving and cruel; he throttled his fellow servant. Merciless and cruel, he had no sense of forgiveness. If there is any real sense of grace in our souls, it will make us patient and watchful over our spirits. The same nature is in all of us. Notice that he did not call him a wicked servant because he owed the debt. He was not angry with him for that. But when the man was merciless and unforgiving, then he was angry with him.

Modernised from The Bible TreasuryOriginal wording

Within His Rights, Wrong at Heart

Strip away the violence and the man is only collecting what he is owed. Everyone sees at once that this defence is worthless — and that is why the parable searches us.

It was his own that he was demanding. Apart from the violence used, he was, as men say, quite within his rights. That was not the question, and everyone at once understands that it was not. We too, when we demand what is ours from others, may be within our rights. Why then are we not as clear-sighted about our own case as we are about the man in front of us? We have been forgiven (if we are Christians) as well as he, and forgiven a debt next to which his was nothing. How can we look on grace or mercy shown to others as anything more than plain righteousness on our part, from the standpoint of forgiven men?

Modernised from Numerical Bible NotesOriginal wording

Beggar With God, Tyrant With Men

This is more than one man's failure. It shows what can hide inside a human heart.

What an exposure of the terrible possibilities that lurk in the human heart! A man may receive a full pardon for all his offences from the very God he has sinned against, on the ground of the atoning sacrifice of Calvary. Then he refuses to show mercy to a fellow human being who has wronged him! A beggar with God, and a tyrant with men! Oh, the appalling inconsistency.

Modernised from W. W. FeredayOriginal wording

A Pardon Heard But Never Taken In

Commentators differ on who this servant is. Some address forgiven believers. Others say the pardon never reached the man's heart at all.

So the servant had heard the sound of forgiveness for himself, but he had no understanding of it. He goes out, and throws a fellow servant into prison over what was, by comparison, a very small debt.

Modernised from William KellyOriginal wording

The same writer explains how a person reaches that state.

Profession may have no root of faith. It may spring merely from a feeling of terror, or from a feeling of sympathy. It may be nothing but creed-holding, or deference to public opinion. It is often only mental understanding. In such cases there is no thorough self-judgment and no repentance formed by God. So there is no true sense of the grace of God, and no real appreciation of Christ and His work.

Modernised from William KellyOriginal wording

The Sentence He Passed on Himself

The sentence the servant hands out becomes the sentence he receives. That is the moral of the story.

The close of the parable gives its moral: mercy fails for the man with whom mercy fails. His lord was angry, and handed him over to the tormentors until he should pay all that was due — an impossible thing, and therefore a picture of a recompense that never ends.

Modernised from Numerical Bible NotesOriginal wording

The lesson comes right down to daily life.

Our attitude toward others has a serious bearing on ourselves. Do I forgive? Then I can ask God to forgive me. Am I hard and unforgiving? I shall reap what I sow.

Modernised from A. J. PollockOriginal wording

Summary

- Forgiven — His master had just let go a debt he could never pay. Everything he does next stands against that mercy.

- Exposed — The master condemns the refusal, not the debt. Grace received lays bare an unmerciful heart.

- Rights — He had every right to his money. For a pardoned man, rights were never the question.

- Empty — Some writers see a believer's shameful inconsistency here. Others see a man who heard forgiveness announced but never took it in.

- Repaid — He locked another man up until payment, and the same sentence fell on him. Mercy fails for the one with whom mercy fails.

Matthew 18:31 · Darby

But his fellow-bondmen, having seen what had taken place, were greatly grieved, and went and recounted to their lord all that had taken place.

The forgiven servant has just jailed a man over a small debt. Now the scene turns to the servants who watched it happen, and what they do brings the whole matter back before the king.

Sorrow rather than outrage

Their first reaction is the one the verse records, and it is worth noticing what it is not. Older translations say they were "very sorry"; the ESV has "greatly distressed."

Other fellow servants have observed this painful action, however, and it is good to see that they were not merely angry or bitter, but "very sorry." They tell their Lord, who calls the offending servant to account.

Modernised from Leslie M. GrantOriginal wording

Telling the Lord instead of settling it yourself

The servants did not confront the wrongdoer; they told the master. One writer turns that into advice for anyone who sees one believer mistreat another.

If we treat our brothers and sisters badly, we shall find ourselves sooner or later in the hands of the "tormentors" and have a sorrowful time. And if any of us see one brother ill-treating another, we shall be wise not to take the law into our own hands and attack the wrongdoer. Instead we should imitate the servants of the parable and tell our Lord all that happened, leaving Him to deal with the offender in His holy government.

Modernised from F. B. HoleOriginal wording

Why their report matters to the story

Their grief is what carries the parable to its close. What they report sets the reckoning in motion. The word "tormentors" in the quotes comes from an older translation.

Plain as the matter is, it is developed and pressed on us: the grief of his fellow servants, who bring the account of it to their lord. He in turn summons the guilty man and puts before him the wickedness of his conduct with abhorrence. The close of the parable gives the moral: mercy fails for the person with whom it fails. "His lord was angry, and delivered him to the tormentors till he should pay all that was due" — an impossible thing, and therefore a picture of an eternal recompense.

Modernised from F. W. GrantOriginal wording

What the reckoning is — and is not

Commentators differ here. One reads that unpayable debt as a picture of eternal judgment; others hold that the parable deals with God's government of His servants in this life, not with the salvation of the soul.

It hardly needs saying that this parable does not speak of the salvation of the soul. It speaks of the principles by which the King governs His kingdom — principles that apply as much to the person who truly belongs to Him as to the one who only claims to. On the cross Christ took the consequences for eternity of every believer's sins, and that fact never changes. But as to our conduct in this world, God's government holds to an unalterable principle: "whatever one sows, that will he also reap."

Modernised from The Christian's FriendOriginal wording

Another writer separates the two kinds of forgiveness the parable sets side by side.

This parable refers to God's governmental dealings with those who take the place of being His servants. There is an entirely different basis for eternal forgiveness, but governmental forgiveness very often depends on the believer showing a forgiving spirit.

Modernised from F. B. HoleOriginal wording

Two levels of reading

One writer applies the parable first to the nation of Israel, which received mercy but refused to see mercy shown to others.

Matthew 18:23-35 does not refer to the question of "eternal life." Its primary application is to the Jew and his way of dealing with the Gentile. Despite the abounding mercy which God had shown to the Jew, he would not listen to the idea of mercy to the Gentile.

Modernised from C. H. MackintoshOriginal wording

Others press the personal side. The parable tests everyone who says his sins are forgiven.

Multitudes profess to have received His pardon. "I believe in the forgiveness of sins" is the language of many in Christendom daily. But conduct alone proves whether or not the grace of God has really reached the soul. Where it has, the forgiven one walks with thankfulness in the spirit of grace towards all. He endures wrong patiently and sincerely seeks the eternal good of everyone.

Modernised from W. W. FeredayOriginal wording

Summary

- Seen. Cruelty between fellow servants is never private. Others watched him seize the man and jail him.

- Felt. The right response is grief, not bitterness at the offender.

- Told. They did not attack the wrongdoer. They took the matter to their lord and left him to deal with it. Do the same when you see one believer mistreat another.

- Reckoned. Their report brings the man before his master. The parable ends with its moral: mercy fails for the person with whom it fails.

- Tested. The issue is God's government of His people in this world, not the salvation of the soul. Even so, conduct proves whether grace has reached the heart.

Matthew 18:32 · Darby

Then his lord, having called him to [him], says to him, Wicked bondman! I forgave thee all that debt because thou besoughtest me;

In this story a servant owed his master a debt he could never repay, and the master let him off in full. Then the man seized a fellow servant by the throat over a tiny sum — and this verse is the master's answer.

The name that sticks: "wicked servant"

The master's first word to the man is not about the money at all — it is a verdict on his character.

Why was the man in Matthew 18 called "a wicked servant"? Because, having been forgiven ten thousand talents, he took his fellow by the throat over a hundred silver coins.

Modernised from C. H. MackintoshOriginal wording

Forgiven because he asked

"Because you pleaded with me" points back to the servant's own promise to pay in full, and to what the master did with it.

So helplessly are we all indebted to the supreme King. Good it is that there is mercy with Him for which all figures fail. The debtor falls at his lord's feet with an impossible plea for mercy in his own case — how impossible in our own! "I will pay you everything." The king can accept no such agreement, and takes no notice of it. But compassion moves his heart, and he acts on it: "he released him and forgave him the debt."

Modernised from Numerical Bible NotesOriginal wording

Two debts, two behaviours

The master sets his own conduct beside the servant's, and the contrast is what condemns.

It is possible for a man to receive a full pardon for all his offences from the God he has sinned against, on the ground of the atoning sacrifice of Calvary. And then he refuses to show mercy to a fellow man who has wronged him! A beggar with God, and a tyrant with men! Oh, the appalling inconsistency.

Modernised from W. W. FeredayOriginal wording

Mercy shown is a debt, not a bonus

The servant had received mercy. What he owed back was not money but mercy of the same kind.

If God has shown us love, for us to show it is only righteousness. What witness have we, if it is not witness of the grace we have received?… Is there not sometimes a very sad and serious mistake here? We act as if, because it is grace we are called to show, we may please ourselves about how much and what kind. We act as if showing it at all were a little something extra! But God will require from us what He has been showing us.

Modernised from Frederick W GrantOriginal wording

The same writer measures our conduct by God's own.

It is true that we cannot forgive debts owed to God. But we must not think He will tolerate in us what He does not do Himself — the bare demand for payment.

Modernised from Frederick W GrantOriginal wording

Is this about losing salvation?

Commentators differ on who the servant pictures. Some read it as a picture of how God deals with His people in this life.

This parable does not speak of the salvation of the soul. It speaks of the principles by which the King governs His kingdom — principles that apply as much to the person who really has life as to the one who merely claims it. It is an unchanging fact that on the cross Christ took the eternal consequences of every believer's sins. But as to our conduct in this world, God governs by a rule that never changes: "whatever one sows, that will he also reap."

Modernised from The Christian's FriendOriginal wording

Others see in him a man who never knew God at all, whatever he claimed.

Grace refuses a fixed limit and demands the widest margin; but the parable solemnly shows the doom of the man who has no heart for it. Whatever the man claimed, he did not know the only true God, the Father, or Jesus Christ whom He sent. Eternal life was not his.

Modernised from William KellyOriginal wording

A picture on the scale of nations

Some also see in the huge debtor a picture of a whole nation that God pardoned and that then refused mercy to others.

It was the hatred of the Jew toward the Gentile. And so all the debt that God had forgiven them became fastened on them. … You may apply this to a person who has heard the gospel and does not act on it. The principle is true today of any mere professor of the gospel who acts like a worldly man.

Modernised from William KellyOriginal wording

Summary

- Debt — The sum was beyond paying. The king ignored the offer to repay and cleared it out of compassion.

- Mercy — "Because you pleaded with me" names his only ground: he asked, and the king let him go.

- Memory — The master rebukes a man who forgot the size of his own pardon while chasing a tiny one.

- Mirror — Showing grace is not extra credit; God will require from us what He has been showing us.

- Measure — In this world God governs by what we sow: the mercy we withhold shapes what we reap.

Matthew 18:33 · Darby

shouldest not thou also have had compassion on thy fellow-bondman, as *I* also had compassion on thee?

The king passes no sentence here. He asks a question. Why did the mercy this man received never travel any further than himself? Everything hangs on the small word "as" — the king's own conduct is the standard.

The pattern, not the amount

The king does not ask the servant to match his generosity pound for pound. He asks him to act in the same manner. One writer draws out the difference between manner and measure:

Note this: we are never taught to forgive on the same theological principle on which we are forgiven. We forgive because we are forgiven, and in the same manner we are to forgive. Nothing is said about the measure or about the method. Who, for instance, could ask God to forgive in the same measure as he had forgiven his fellow men? But in the same manner he could. As to the method or principle, God's ground of forgiveness is the righteous satisfaction He has received in another bearing the penalty we had incurred. Our ground for forgiving others is simply that God has forgiven us.

Modernised from The Bible TreasuryOriginal wording

Rights are not the question

The servant was not inventing the debt. Yet the parable never argues about whether his claim was valid:

It was his own that he was demanding. Apart from the violence he used, he was, as men say, quite within his rights. That was not the question, and everyone at once sees that. We too may be within our rights when we demand what is our own from others. So why are we not as clear-sighted about our own case as we are about the man before us? We have been forgiven (if we are Christians) as well as he, and our debt was one beside which his was nothing. From the standpoint of forgiven men, how can we look on grace or mercy shown to others as anything more than the plainest righteousness on our part?

Modernised from Frederick W. GrantOriginal wording

A beggar with God, a tyrant with men

A person can take full pardon from God and then refuse mercy to someone else. One writer names the contradiction:

What an exposure of the terrible possibilities that lurk in the human heart! A man may receive full pardon for all his offences from the God he has sinned against, on the ground of the atoning sacrifice of Calvary. He may then refuse to show mercy to a fellow human being who has wronged him! A beggar with God, and a tyrant with men! Oh, the appalling inconsistency.

Modernised from W. W. FeredayOriginal wording

Conduct as the test of a claim

Millions say their sins are forgiven. The parable gives a test that does not depend on what a person says:

Every man is a defaulter in relation to God... Yet the heart of God yearns over all His bankrupt debtors, and, on the basis of the atoning blood of Jesus, He proclaims full pardon to everyone. Multitudes profess to have received His pardon... But conduct alone proves whether or not the grace of God has really penetrated the soul. Where it has, the forgiven one walks thankfully in the spirit of grace towards all. He bears wrong meekly, and truly seeks the eternal good of every person.

Modernised from W. W. FeredayOriginal wording

What is at stake — and what is not

Does the servant's fate mean he lost his salvation? One writer answers that the parable is about something else:

It hardly needs saying that this parable does not speak of the salvation of the soul. It speaks of the principles by which the King governs His kingdom. Those principles apply as much to the one who truly has life as to the one who only professes it. On the cross Christ took the eternal consequences of every believer's sins, and that fact never changes. But as to our conduct in this world, God governs by an unchanging principle: "whatever one sows, that will he also reap." And again, in Matthew 5:7: "Blessed are the merciful, for they shall receive mercy."

Modernised from The Christian's FriendOriginal wording

Where the verse lands today

Applied to a congregation, this one question dissolves most of what divides people:

If I might say one practical word here, it would be this: the cure of all discords among the saints may be found in this obligation. Remember how the Lord pressed this in the parable of the two debtors. The king asked the servant who had failed in love why he had not shown his fellow servant the same pity he himself had received. If this spirit governed us, all our personal breaches would be healed, we would be knit together in love, and Christ would be magnified.

Modernised from Edward DennettOriginal wording

Summary

- Received — Every one of us is a bankrupt debtor before God, and He proclaims full pardon on the ground of the blood of Jesus.

- Reflected — Pass the mercy on in the same manner, not the same measure. No one could ask God to forgive only as well as he forgives others.

- Refused — The servant was within his rights. That is the trap. Once we stand as forgiven people, our rights are not the question.

- Revealed — Conduct alone proves whether grace has reached the heart. Mercy that changes nothing exposes what a person really is.

- Reaped — Under God's government we reap what we sow, and the merciful obtain mercy. This holds for real believers as much as for pretenders.

Matthew 18:34 · Darby

And his lord being angry delivered him to the tormentors till he paid all that was owing to him.

The king had cancelled a debt no man could ever pay, and now he hands the same servant over to punishment until he pays every penny. So can forgiveness be taken back, and does this prison door ever open?

What Provoked the King

The king's anger has one target, and the parable's wording marks it out. One writer points to what the king did not charge him with:

This man is unforgiving and cruel; he throttled his fellow servant. Merciless and cruel, he had no sense of forgiveness. If there is anything like a proper sense of grace in our souls, it will make us patient and watchful over our spirits, for the same nature is in all of us. Notice that the king did not call him a wicked servant because he owed the debt. The debt was not what made him angry. But when the servant was merciless and unforgiving, then he was angry with him.

Modernised from The Bible TreasuryOriginal wording

A Debt That Could Never Be Paid

Prison "until he should pay all his debt" sounds temporary. But the sum was never payable. That shapes how one writer reads the ending:

The close of the parable gives us its moral: mercy fails for the man with whom mercy fails. "And in anger his master delivered him to the jailers, until he should pay all his debt." That could never happen. So it pictures a punishment that lasts forever.

Modernised from Numerical Bible NotesOriginal wording

Government, Not Eternal Salvation

Commentators differ here. Others say the parable is not about where a soul spends eternity. It is about how the King rules those under His hand:

This parable does not speak of the salvation of the soul. It speaks of the principles by which the King governs His kingdom. Those principles apply as much to the person who really possesses salvation as to the one who only claims it. One fact never changes: on the cross Christ took the eternal consequences of every believer's sins. But our conduct in this world falls under another unchanging principle of God's government: "whatever one sows, that will he also reap."

Modernised from The Christian's FriendOriginal wording

The Nation Behind the Servant

Beyond the lesson for one person, some writers read the parable as the story of a nation:

The Jews were guilty of ten thousand talents by crucifying the Son of God. God then acts in grace. On the strength of the intercession of Jesus, He has the gospel preached to the nation, and Peter's preaching is the answer. But they refuse grace to the Gentiles, who were far less guilty toward them than they were toward God. So the wrath came upon them to the full.

Modernised from J. N. DarbyOriginal wording

On that reading the prison is real history, and not the last word for everyone in it:

The Jew is therefore cast into prison, and he will not leave it until he has paid all that was due. The day is coming when the Lord will say that Jerusalem has received from His hand double for all her sins. In His grace He will count that Jerusalem has suffered more than enough. He will apply to them the blood of Christ, which can wipe out the ten thousand talents and more. But the unbelieving generation of Israel are cast into prison, and they will never come out. The remnant will come out, by the grace of God, and the Lord will make the remnant a strong nation.

Modernised from William KellyOriginal wording

The Tormentors and the Unforgiving Heart

Older translations call these jailers "tormentors." One writer sees that word answered in an unforgiving person's own inner life:

It is a terrible thing for someone who professes Christ to hold on to an unforgiving spirit. We do not see how such a person can have any real sense of grace or any communion with God. And we should not be surprised to find them given over to the most tormenting feelings. Those feelings express God's judgment on a wrong state of heart.

Modernised from C. H. MackintoshOriginal wording

The same writer gives one concrete test: taking someone to court.

The Christian who goes to law claims to have been forgiven ten thousand talents, yet he takes his fellow by the throat for a mere hundred pence. Is this right? Is it pleasing to God?… God is not counting trespasses against people. He is a pardoning God, delighting in mercy. If we go to law, we are not like Him; we are misrepresenting Him.

Modernised from C. H. MackintoshOriginal wording

Summary

- The debt — no one could ever repay ten thousand talents. The pardon was pure mercy. So "until he should pay all his debt" names a door the debtor can never open himself.

- The demand — mercy received must become mercy given. The king's anger fell on the servant's hard heart, not on his debt.

- The reach — the parable speaks to one person and to a whole nation. God offered Israel pardon after the cross, and they refused grace to the Gentiles.

- The rule — commentators differ over the jailers. Some see a punishment that lasts forever. Others see how God governs His own people now. Both agree: grace does not cancel how God deals with our conduct here.

- The result — an unforgiving heart becomes its own prison. The way out is to be like the God who forgives.

Matthew 18:35 · Darby

Thus also my heavenly Father shall do to you if ye forgive not from your hearts every one his brother.

Matthew 18 ends with a parable, and this verse is the Lord's own application of it. What the king did to the merciless servant, the Father will do to anyone who will not forgive a brother. Is that a threat against salvation, or something else?

The measure of the debt cancelled

One servant was forgiven all he owed, and then refused mercy to a fellow servant. Commentators see the force of the Lord's warning in that contrast.

What an exposure of the awful possibilities that lurk in the human heart! A man may have sinned against God and then received from Him a full pardon for all his offences, through the atoning sacrifice of Calvary. And then he refuses to show mercy to a fellow human being who has wronged him! A beggar with God, and a tyrant with men! Oh, the appalling inconsistency.

Modernised from W. W. FeredayOriginal wording

The Father's daily dealings

The closing words point to how God treats His children now, not to how a soul is saved.

We who profess to be Christians have an important lesson to learn from this scripture. We urgently need to cultivate a forgiving spirit. If we fail to act in grace, we are in danger of losing the sense of grace in our own souls. How dreadful when a man whose sins are all forgiven drags a fellow sinner into court over a little money! Note the closing words of our Lord... This marks the application of the entire passage to our Father's governmental dealings with us from day to day.

Modernised from C. H. MackintoshOriginal wording

One writer separates what the cross settled forever from what God still governs today.

This parable does not speak of the salvation of the soul. It speaks of the principles by which the King governs His kingdom. Those principles apply to the one who truly has life just as much as to the one who only professes it. On the cross Christ took the eternal consequences of every believer's sins, and that fact never changes. But as to our conduct in this world, God governs by a principle that never changes either: "whatever one sows, that will he also reap."

Modernised from The Christian's FriendOriginal wording

"From your heart"

The verse points to the heart, not the lips. Forgiveness is an inward state, and it is settled before the offender ever asks.

We are to act out of our own hearts in grace, just as God acted in our salvation. We look for no motive outside ourselves, except in the God who saved us. Our delight is to express the same indescribable grace that we ourselves have received. This does not mean we must always speak our forgiveness to those who have sinned against us. But in our own feelings we are always to be in a state of forgiveness. We are never to hold on to a brother's sin inside.

Modernised from Edward DennettOriginal wording

The tormentors, and what to do instead

God's government means His dealings with His people day by day. The parable shows a consequence, and a better response when one believer wrongs another.

Eternal forgiveness rests on a completely different basis. But God's governmental forgiveness very often hinges on the believer showing a forgiving spirit. If we treat our brothers and sisters badly, sooner or later we shall find ourselves in the hands of the "tormentors," and we shall have a sorrowful time. And suppose one of us sees a brother ill-treating another. We would be wise not to take the law into our own hands and attack the wrongdoer. Better to copy the servants in the parable: tell our Lord all that happened, and leave Him to deal with the offender in His holy government.

Modernised from F. B. HoleOriginal wording

What a hard heart may prove

Commentators differ on how far this warning reaches. One writer presses it as a test of whether a professed pardon is real.

Huge numbers profess to have received His pardon... But conduct alone proves whether the grace of God has really reached the soul. Where it has, the forgiven one walks thankfully in the spirit of grace towards all, and patiently bears wrong... "For judgment is without mercy to one who has shown no mercy" (James 2:13). Our God will be satisfied with nothing less than reality in those who have to do with Him.

Modernised from W. W. FeredayOriginal wording

The nation in the picture

The parable also has a wider application, beyond the individual.

Matthew 18:23-35 does not refer to the question of "eternal life." Its primary application is to the Jew and his way of dealing with the Gentile. Despite the abounding mercy which God had shown to the Jew, he would not listen to the idea of mercy to the Gentile.

Modernised from C. H. MackintoshOriginal wording

Summary

- Debt. God forgave you every offence; the wrong done to you is a little thing beside it.

- Government. This is about the Father's daily dealings with His children. Christ settled eternity at the cross.

- Heart. Forgiveness is an inward state, held ready before it is ever spoken; never store up a brother's sin.

- Tormentors. Hardness comes back on you. When you see one believer wronging another, tell the Lord instead of acting on your own.

- Reality. Conduct shows whether grace has reached the soul — a beggar with God cannot be a tyrant with men.